here's a familliar story; almost the same thing happened to Dave (davelength.com).
I am driving toward the Bay Bridge (the one he got hit on) from Fremont. I had just been karting for an hour or so, so my reactions were faster than usual. In the fast lane, going 90, the car in front of me slams on his brakes. I do the same, and we come to a COMPLETE STOP. I stalled, because I was bracing myself with my left foot, and I am looking in my mirror to see if I am going to get hit. Sure enough, a saturn (POS) can't stop in time and slams into my recently tucked rear bumper. It's a bit of a jolt, but they were only going about 10mph by this time, so with my head back against the headrest, I wasn't too badly jarred. I kept my foot on the brake, and the saturn pushes me forward to hit the accord in front of me. My license plate screws put two little vertical scratches into his bumper, I see as I get out of the car. I look behind, and see that the saturn has its ENTIRE front bumper mangled and drooping to the ground. I exchange numbers and plates wit the guy in front of me, and then go to talk to the saturn driver, who at this point rolls up his window and takes off! I ask the friend of the accord driver (the driver doesn't speak english) whether they saw the other guy, and whether they think he is responsible for the accident. The friend says "yeah, we saw him hit you and push you into us."
But they make an insurance claim anyway.There's no damage, so I am wondering what the hell they want from me. I guess I have to sic Progressive on them and hope I don't have to pay for anything.
Ugh. I don't want to deal with this crap, even if I do get off free. It'l mean higher insurance, most likely. (I pay about 600USD/year, am 26, and have never gotten as much as a parking ticket.)
Does anyone think that I have a chance at getting out of this based on the "third car" excuse? No? Didn't think so. Maybe it'll help with the insurance company though.
To Be Continued...
erm, I guess this should be in community. sry.
I am driving toward the Bay Bridge (the one he got hit on) from Fremont. I had just been karting for an hour or so, so my reactions were faster than usual. In the fast lane, going 90, the car in front of me slams on his brakes. I do the same, and we come to a COMPLETE STOP. I stalled, because I was bracing myself with my left foot, and I am looking in my mirror to see if I am going to get hit. Sure enough, a saturn (POS) can't stop in time and slams into my recently tucked rear bumper. It's a bit of a jolt, but they were only going about 10mph by this time, so with my head back against the headrest, I wasn't too badly jarred. I kept my foot on the brake, and the saturn pushes me forward to hit the accord in front of me. My license plate screws put two little vertical scratches into his bumper, I see as I get out of the car. I look behind, and see that the saturn has its ENTIRE front bumper mangled and drooping to the ground. I exchange numbers and plates wit the guy in front of me, and then go to talk to the saturn driver, who at this point rolls up his window and takes off! I ask the friend of the accord driver (the driver doesn't speak english) whether they saw the other guy, and whether they think he is responsible for the accident. The friend says "yeah, we saw him hit you and push you into us."
But they make an insurance claim anyway.There's no damage, so I am wondering what the hell they want from me. I guess I have to sic Progressive on them and hope I don't have to pay for anything.
Ugh. I don't want to deal with this crap, even if I do get off free. It'l mean higher insurance, most likely. (I pay about 600USD/year, am 26, and have never gotten as much as a parking ticket.)
Does anyone think that I have a chance at getting out of this based on the "third car" excuse? No? Didn't think so. Maybe it'll help with the insurance company though.
To Be Continued...
erm, I guess this should be in community. sry.
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