Company paid Health Insurance Premium

[breakpoint]

I think there are only a few companies that will let you choose your own company if you're getting health insurance. Usually companies ties up with the health insurance for a group plan where you can save on health insurance cost rather than having your own alone like a private plan. I don't think your company will allow that but you can talk it over with the owner though.

[InuFaye]

And just to add, cheaper insurance isn't always better insurance. Compare what they both cover as it relates to things you may need in the future such as diabetes care coverage, transplant coverage, etc. You may be paying $100 less a month but when your little johnny needs a new kidney and your cheaper insurance only covers 60% with an out of pocket max at 10000 as opposed to insurance coverage that covers 90% with a 3000 out of pocket max, you are gonna wish you paid that extra 100 a month.

It depends on how long you paid that 100 extra a month.