rear ended a b*tch now i got problems.

[z31maniac]

No I had to pay for my own repairs which were quoted at 1500 (I did it myself for 500). Her suburban was untouched. If she would have simply told the truth her insurance would have paid up and she still wouldn't have had to pay a dime. Stupid waffleswaffleswaffleswaffles.

So, wait.....are you saying Utopia isn't possible?

[BraveUlysses]

one night my buddy rearended some bitch in a chrysler 300 and scuffed the paint, destroyed his headlight area. he had no insurance and ended up bribing her with something outrageous like 500-1000 bucks he had to get from amscott to keep her from calling the cops. she ended up reporting it all the next day.

If you do that, you get it in writing that they are releasing you from any liability.

[Rennsport]

U know it is actually illegal to not call the cops if you are involved in a accident... Atleast in WA you can get a hefty ticket in the mail.

And you said you were going 10mph and bumper is smashed? I'm going to call bs on that.
I don't think the guy is a "biotch" at all. If someone rear ended me in any senerio I would get as much out of it as I could. Insurance companies are there for a reason, to pay up when shit happens. Unfortunately they almost always try to get out of it.

[SL a.m.>IN]

OP not all my comments were directed at you. Sorry if it seemed so. If your owning up thats cool of you.

Dont worry about it dude. I know your not the type to talk trash or anything like that. You say things to benefit people. Thats cool of you. ;)

[Farbin Kaiber]

how do you figure h0lmes? they probably made less than the person they hit. spread the wealth baby

I see what you did therr...

[blunttech]

I don't understand people sometimes. To take someones money and still report the accident is just plain wrong. I would feel incredibly guilty doing something like that. Maybe I am just to trusting.

how do you figure h0lmes? they probably made less than the person they hit. spread the wealth baby

[pureaudio]

He got it by keeping USAA in a legal loop for over 2 years, during which they were paying for me to have a lawyer. According to USAA, they wanted to teach this jackass a lesson and weren't giving him a cent... He was able to keep the BS up so long they had to just cut their losses. I was pissed but at the same time, they only cover payouts up to $25,000 and anything over would have been on me so it was better than him still wanting the $40,000. He was an insurance adjuster so he knew exactly what to do in order to keep it going. Oh, and he was representing himself so it cost him nothing but his worthless time to do all of this.

[3bvert]

call the cops, and or take cell phone pics, regardless if its minor or major
damge etc, and if possible, at the scene, meaning before you pull off to the side of the road, so location, condtions etc can be seen

had a work aquaintance who got rear ended , small scuff,painted bumper, ford truck he agreed with the lady that hit him, not to worry about itt, and they would work it out in person when he figured out how much time and money he had in repainting
he then went home and backed it into a tree on purpose, to make it worse as he wanted a different chrome step bumper then the white one he had
then he called his insurance company

guess it could have been worse for the lady

the guy was a jerk,
shortly after he got fired for stealing from the job

lesson : if you got a cell phone , use it for more then distractions

[Wh33lhop]

You should call your own insurance and give them a heads up. It won't hurt if he does nothing but him dropping the "hurt back" card could possibly be a huge head ache for you later on. I rear ended someone in my 2002, destroying it, and denting the tailgate on his truck. He pulled the neck card from the start but I foolishly didn't report it to my insurance thinking it didn't matter. I gave him all my info thinking he would get right on it but instead he decides to tell his insurance company I had no insurance and they send the bill to collections. After dealing with all of that and my insurance company takes it out of my hands I think its all OK. 4 years later I am served with a lawsuit at my door by the guy demanding $40,000 because I hurt his neck so bad he can never surf again. I thought there was a time limit and was right but apparently he is such a moron it has taken him 2 years to get the right paperwork together for them to serve the papers to me. The guy was never able to prove he was hurt, the hospital and doctor were able to show there was never anything wrong with him and he still eventually got $25,000 out of it. Not that I could have avoided any of that by talking to my insurance company right away but I could have avoided the collections mess. The majority of people are pieces of shit and it sounds like that guy you are dealing with is probably going to try and screw you over. I'm still pissed about that whole mess.

Soooo how did they get that $25k?

[txtorquemade]

OP not all my comments were directed at you. Sorry if it seemed so. If your owning up thats cool of you.

[delatlanta1281]

they wont sue you, they will sue your ins. company.

[NC325iC]

is this guy a seemstress?
why does he do so much sewing?

[SL a.m.>IN]

The wreck was your fault. All you saying this and that about how to F someone when something is your fault ARE the problem. No insurance, talking on the cell phone, doing other stuff other than paying attention to your driving and surroundings is not only immature, its stupid.

Responsibility..... get some!!

I do have insurance, and i am taking the responsibility for my actions? Just because i don't want someone lying about a back pain and sewing me is a different story. :roll:

[txtorquemade]

The wreck was your fault. All you saying this and that about how to F someone when something is your fault ARE the problem. No insurance, talking on the cell phone, doing other stuff other than paying attention to your driving and surroundings is not only immature, its stupid.

Responsibility..... get some!!

[SL a.m.>IN]

Wow. You're an idiot.

Im half asleep. Thanks for pointing that out.
Anyways, thanks for the tips naplese30. Im going to look into the uninsured motorist protection.