Am I being unreasonable?

[whterice]

Ummmmm its great to see that you have linked your insurance company to the same forum that you have started a thread on about them.............Now if I was the adjuster and saw this I would pay you even less and stick to it

[mtech2_touring]

I understand it's probably different in Australia, but then again insurance co's are all alike. I was offered AU $3,800.00 for my touring that they 'wrote off' (not my fault). Kept on at them and my argument ended up being, don't worry about any money - just replace the car for me to the same specs and i'll be on my merry way. after a bit of a shit fight (similar to op's original correnspondence etc. I was given $16,800 and bought the car back for $100. One drivers door, mirror and a quarter panel later she's fine. (insurance claimed chassis was twisted)

Either way keep at it, you'll get there in the end!

[Ian F]

I bought an 325is that was advertised here about 9 months ago (search threads by Sonic). I paid $4500 for it.

When we went to register it at the local tag shop, the lady punched it into the computer and to our surprise, FMV turned out to be about $4500 (he wrote up the bill of sale at a lesser amount so I could save a bit on sales tax).

I have my car insured with classic insurance agreed value policy through Hagerty for $5000. I pay $173/yr. However, my car is not a daily driver.

Insurance companies only care about the book-value of the car as they see it. Arguing with them about it will be difficult at best. Keep in mind, they don't care how much money has been spent on mods. You will get none of that money back.

If you are concerned about this, call them and ask what the pay-out for your car would be. If you don't think this is enough, you can ask for a rider on your policy. Yes, you will pay more for it, but you'll be sure to get what you think the car is worth.

[Evan12]

Show them ebay ads, they often have high asking prices.

+1 on this. CL adds to, they have guys their who dont know shit and want to sell there e30's for like 7k.

[eur04lif3]

LOL you think that's bad? They company who totaled my S50 car with GCs and many many other things has offered me 3400 three times. I told them to fuck off an try again each time. Its so bad we've now got the insurance commission involved as well as a local news station.

On top of that I've sent them 15+ pages of pictures, comparable cars, receipts and other things. Still won't budge.

link plz :)

[Vtec?lol]

Sounds pretty reasonable. Do want.

[trackjunkie21]

LOL, that would definitely put the OP in jail for a while.




This would be great but not so much for the limits they give you. Only a certain amount of miles a month/year (sure the factory odometer has that one figured out for you). has to be parked in a garage. all sorts of BS limitations to qualify.

A family friend has a z3 m roadster, his limitations are about 12k miles a year and it has to be garaged and all that crap. But they never check up on that. you still get the regular plates so noone is going to be stopping you if you drive it daily.

[Vtec?lol]

Howbout we all creat a for sale ad on ebay asking 3x the asking price for an e30? maybe we can help op get more dough.

LOL, that would definitely put the OP in jail for a while.

This, you can even put collectors car insurance on your e30's. how does 170 dollars a year for full coverage sound? Along with roadside assistance and other awesome stuff.

This would be great but not so much for the limits they give you. Only a certain amount of miles a month/year (sure the factory odometer has that one figured out for you). has to be parked in a garage. all sorts of BS limitations to qualify.

[trackjunkie21]

Howbout we all creat a for sale ad on ebay asking 3x the asking price for an e30? maybe we can help op get more dough.

[joshuafr]

lol you used a bunch of r3v post. That was clever and may help.
But like kershaw, get all you can. They really don't care about you. try different sources and not jst craigslist or r3v.

Show them ebay ads, they often have high asking prices.

[trackjunkie21]

If you wreck an E30, call a lawyer. Explain that these cars are going up in value, they are a classic and need to be paid for as such. Ask your local CCA, see if there is a specialist lawyer around your area. A decent stock E30 should net at least $6500.

This, you can even put collectors car insurance on your e30's. how does 170 dollars a year for full coverage sound? Along with roadside assistance and other awesome stuff.

[StereoInstaller1]

If you wreck an E30, call a lawyer. Explain that these cars are going up in value, they are a classic and need to be paid for as such. Ask your local CCA, see if there is a specialist lawyer around your area. A decent stock E30 should net at least $6500.

[Vtec?lol]

lol you used a bunch of r3v post. That was clever and may help.
But like kershaw, get all you can. They really don't care about you. try different sources and not jst craigslist or r3v.

But I say you did good work. Keep on calling and sending them emails and research. You gotta hassle em but not too much.

LOL you think that's bad? They company who totaled my S50 car with GCs and many many other things has offered me 3400 three times. I told them to fuck off an try again each time. Its so bad we've now got the insurance commission involved as well as a local news station.

On top of that I've sent them 15+ pages of pictures, comparable cars, receipts and other things. Still won't budge.

Damn

[Danny]

LOL you think that's bad? They company who totaled my S50 car with GCs and many many other things has offered me 3400 three times. I told them to fuck off an try again each time. Its so bad we've now got the insurance commission involved as well as a local news station.

On top of that I've sent them 15+ pages of pictures, comparable cars, receipts and other things. Still won't budge.

[ck_taft325is]

Kershaw nailed it.

Destroy them if you can. Push every high end, rust free fleabay pieces of shiny shit box at them.