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Hagerty's new 1982–94 BMW E30 3 Series Buyer’s Guide

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    #16
    Sounds like you are good with that endorsement.

    Do you have the endorsement language?
    1991 318iC
    1989 325i Field Rescue

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      #17
      Hagerty's 2017 Commercial on Guaranteed Value:

      Hagerty, we may sell insurance, but we live classics. This commercial gives a very brief explanation of Hagerty's Guaranteed value insurance policies. For mo...


      R135 /// 1990 Alpinweiß II 325is
      └┼┼┘ /// 1993 Black/Black Convertible (sold)
      ..24

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        #18
        Originally posted by Poorhouse View Post
        Sounds like you are good with that endorsement.

        Do you have the endorsement language?




        Screenshot attached. This is where it gets tricky.
        Last edited by laidback93; 05-31-2019, 10:04 AM.
        90 Bronzit 325is
        16 Black Sapphire 340i M Sport

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          #19
          Glad to see it's your car rather than someone else's. LOL
          R135 /// 1990 Alpinweiß II 325is
          └┼┼┘ /// 1993 Black/Black Convertible (sold)
          ..24

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            #20
            Originally posted by Aleman View Post
            Glad to see it's your car rather than someone else's. LOL
            Damn right it's my car, I mean your car, I mean...

            What we're we talking about?!?
            90 Bronzit 325is
            16 Black Sapphire 340i M Sport

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              #21
              Reading there, it looks like they're just stating that the car must be in the state that it was when you took out the policy to claim the agreed value - ie. if you've removed parts between setting the value and the accident, you can't then claim the full amount. Similarly if there was undisclosed damage between taking out the policy, and the accident, then that would have an effect on the value too.

              Doesn't seem a big deal.
              My e30: OEM+ with M30B35

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                #22
                Originally posted by lukeADE335i View Post
                Reading there, it looks like they're just stating that the car must be in the state that it was when you took out the policy to claim the agreed value - ie. if you've removed parts between setting the value and the accident, you can't then claim the full amount. Similarly if there was undisclosed damage between taking out the policy, and the accident, then that would have an effect on the value too.

                Doesn't seem a big deal.


                That’s what I gathered as well. Thanks for the assessment.

                Insurance is all a big game.
                90 Bronzit 325is
                16 Black Sapphire 340i M Sport

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                  #23
                  Originally posted by laidback93 View Post
                  Insurance is all a big game.
                  Fact.

                  Its a business and they arent in the business of paying out thousands everytime some old car gets wrecked.
                  Simon
                  Current Cars:
                  -1999 996.1 911 4/98 3.8L 6-Speed, 21st Century Beetle

                  Make R3V Great Again -2020

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                    #24
                    Originally posted by 2mAn View Post
                    Fact.

                    Its a business and they arent in the business of paying out thousands everytime some old car gets wrecked.
                    Sure, and now you're going to tell me that Santa won't leave me a quarter under my pillow on Easter.

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