Announcement

**txtorquemade** · 08-14-2009, 09:31 AM

OP not all my comments were directed at you. Sorry if it seemed so. If your owning up thats cool of you.

**Wh33lhop** · 08-14-2009, 10:53 AM

Originally posted by pureaudio View Post

You should call your own insurance and give them a heads up. It won't hurt if he does nothing but him dropping the "hurt back" card could possibly be a huge head ache for you later on. I rear ended someone in my 2002, destroying it, and denting the tailgate on his truck. He pulled the neck card from the start but I foolishly didn't report it to my insurance thinking it didn't matter. I gave him all my info thinking he would get right on it but instead he decides to tell his insurance company I had no insurance and they send the bill to collections. After dealing with all of that and my insurance company takes it out of my hands I think its all OK. 4 years later I am served with a lawsuit at my door by the guy demanding $40,000 because I hurt his neck so bad he can never surf again. I thought there was a time limit and was right but apparently he is such a moron it has taken him 2 years to get the right paperwork together for them to serve the papers to me. The guy was never able to prove he was hurt, the hospital and doctor were able to show there was never anything wrong with him and he still eventually got $25,000 out of it. Not that I could have avoided any of that by talking to my insurance company right away but I could have avoided the collections mess. The majority of people are pieces of shit and it sounds like that guy you are dealing with is probably going to try and screw you over. I'm still pissed about that whole mess.

Soooo how did they get that $25k?

**3bvert** · 08-14-2009, 11:43 AM

call the cops, and or take cell phone pics, regardless if its minor or major
damge etc, and if possible, at the scene, meaning before you pull off to the side of the road, so location, condtions etc can be seen

had a work aquaintance who got rear ended , small scuff,painted bumper, ford truck he agreed with the lady that hit him, not to worry about itt, and they would work it out in person when he figured out how much time and money he had in repainting
he then went home and backed it into a tree on purpose, to make it worse as he wanted a different chrome step bumper then the white one he had
then he called his insurance company

guess it could have been worse for the lady

the guy was a jerk,
shortly after he got fired for stealing from the job

lesson : if you got a cell phone , use it for more then distractions

**pureaudio** · 08-14-2009, 11:52 AM

He got it by keeping USAA in a legal loop for over 2 years, during which they were paying for me to have a lawyer. According to USAA, they wanted to teach this jackass a lesson and weren't giving him a cent... He was able to keep the BS up so long they had to just cut their losses. I was pissed but at the same time, they only cover payouts up to $25,000 and anything over would have been on me so it was better than him still wanting the $40,000. He was an insurance adjuster so he knew exactly what to do in order to keep it going. Oh, and he was representing himself so it cost him nothing but his worthless time to do all of this.

**blunttech** · 08-14-2009, 11:53 AM

Originally posted by h0lmes View Post

I don't understand people sometimes. To take someones money and still report the accident is just plain wrong. I would feel incredibly guilty doing something like that. Maybe I am just to trusting.

how do you figure h0lmes? they probably made less than the person they hit. spread the wealth baby

**Farbin Kaiber** · 08-14-2009, 11:55 AM

Originally posted by blunt View Post

how do you figure h0lmes? they probably made less than the person they hit. spread the wealth baby

I see what you did therr...

**SL a.m.>IN** · 08-14-2009, 01:51 PM

Originally posted by txtorquemade View Post

OP not all my comments were directed at you. Sorry if it seemed so. If your owning up thats cool of you.

Dont worry about it dude. I know your not the type to talk trash or anything like that. You say things to benefit people. Thats cool of you. ;)

**Rennsport** · 08-14-2009, 02:03 PM

U know it is actually illegal to not call the cops if you are involved in a accident... Atleast in WA you can get a hefty ticket in the mail.

And you said you were going 10mph and bumper is smashed? I'm going to call bs on that.
I don't think the guy is a "biotch" at all. If someone rear ended me in any senerio I would get as much out of it as I could. Insurance companies are there for a reason, to pay up when shit happens. Unfortunately they almost always try to get out of it.

**BraveUlysses** · 08-14-2009, 02:11 PM

Originally posted by lennon View Post

one night my buddy rearended some bitch in a chrysler 300 and scuffed the paint, destroyed his headlight area. he had no insurance and ended up bribing her with something outrageous like 500-1000 bucks he had to get from amscott to keep her from calling the cops. she ended up reporting it all the next day.

If you do that, you get it in writing that they are releasing you from any liability.

**z31maniac** · 08-14-2009, 02:43 PM

Originally posted by h0lmes View Post

No I had to pay for my own repairs which were quoted at 1500 (I did it myself for 500). Her suburban was untouched. If she would have simply told the truth her insurance would have paid up and she still wouldn't have had to pay a dime. Stupid waffleswaffleswaffleswaffles.

So, wait.....are you saying Utopia isn't possible?

**MoparJ** · 08-14-2009, 10:50 PM

In some townships in California, the cops won't show up/make a report unless there are injuries reported at the scene, or traffic is being blocked. I don't understand this logic, but it happened to me when I was rear-ended by someone who did not have insurance. I just took down every last bit of info I could (plate number, license number, verified phone and address) before the guy left.

I was driving my girlfriend's lifted Jeep, so the damage was just some paint scratches on the lower bumper. The grill, hood, and bumper on his stock Nissan pickup were destroyed; mostly by the Jeep's tow hitch. ;) The guy's father (driver was a teenager) paid $700 out of his pocket if we did not get insurance involved. Sounded like a deal to me.

**SL a.m.>IN** · 08-15-2009, 07:04 AM

Originally posted by Rennsport View Post

U know it is actually illegal to not call the cops if you are involved in a accident... Atleast in WA you can get a hefty ticket in the mail.

And you said you were going 10mph and bumper is smashed? I'm going to call bs on that.
I don't think the guy is a "biotch" at all. If someone rear ended me in any senerio I would get as much out of it as I could. Insurance companies are there for a reason, to pay up when shit happens. Unfortunately they almost always try to get out of it.

Give or take maybe it was 15. But when i bought the car(about a month ago) the bumper core was already hit and bent sideways, since the car had been in a minor accident. So instead of taking the impact it just bent even more and got pushed in. if it was more than 10 to 15 i would have atleast bent his bumper. It was still PERFECLY in place with just small marks from my moldings.

I just called the guy a bitch because i did not agree with him not calling the cops and saying he would let me or a shop i know fix it. Then filing a ticket and doing the complete opposite. However, in the end it was my fault and i was angy/frustrated at the time when i called him that.

but unfortunately you cant give someone a break these days because they try and take advantage of every situation. Like a story up there, where the lady said one of our members backed up into her, after she was at fault.

**slow e30** · 08-15-2009, 01:29 PM