recommend a credit card

[monoblanco]

though i scrapped all of mine I need one again for an upcoming trip.

[rwh11385]

Chase Freedom

[T Verdier]

do they have a redwood credit union there? there are banks that are lower profit. they're more for loans and building credit not puting you in dept on purpose so they can default your rate. Ive seen this documentary and most of these banks are fucking EVIL to the core, just disgusting.

[Naplm00]

BMW card

/thread


ive had mine for a few years now 8.25% apr

http://www.bmwusa.com/Standard/Content/FinancialServices/CreditCard.aspx

See below

[Kruzen]

amex black

[asubimmer]

amex black

+1!

[yberther]

American Express Black card ;)

[ACMF74]

i have a MC and Visa and both are gas cards...

Hess and Shell 1% back on purchases and 3-5% back on gas.

Highly recommended.

[robmespeedy]

Mastercard Debit card!
best advice i can give you... Dont waste money you dont have.

[Conki]

I wouldn't do credit cards either.
Have a debit card. If you don't have enough money for a trip, don't go on it.
If you really need to, borrow from a friend/relative.
Just leave the leeches out of the game.

[Naplm00]

unless you ever want to own a home...

either get a card and stay ontop of the payments or save evry penny you have...because you will need it when it comes time to apply for a mortgage without a revolving credit line purchase history

[robmespeedy]

i own a home. established credit with some department store credit cards and bought a new car. after i established the credit i got rid of the credit cards. payed the car off an bought a house.
screw the credit cards now!!!

[xphiledan]

unless you ever want to own a home...

either get a card and stay ontop of the payments or save evry penny you have...because you will need it when it comes time to apply for a mortgage without a revolving credit line purchase history

x2

[M-technik-3]

I have 2

USAA Platinum at 7.9 APR fixed and a Citi Visa Travel card 20K limit But gets paid in full monthly, it's my work card.

[Naplm00]

BMW card

/thread


ive had mine for a few years now 4.25% apr

http://www.bmwusa.com/Standard/Conte...reditCard.aspx

I called BMW Bank to clarify. This rate was only for BMW employees. THe regular rate is around 8.25% for thoes with "elite" level credit , sorry for the confusion.

i own a home. established credit with some department store credit cards and bought a new car. after i established the credit i got rid of the credit cards. payed the car off an bought a house.
screw the credit cards now!!!

Well you are in a much better situation than what is assumed for the OP. IN your case with establighed redit history and no intention to reloacte...avoiding credit cards is a viable option