Seems like your insurance company is trying to screw you like they do everyone else.
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318is totaled - insurance won't acknowledge added value of modifications
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I work in insurance (not a claims adjuster though) but for aftermarket parts, wheels or stereo systems you have to add on your policy. When they work up your policy its on a stock 318.. so they charge you for a stock 318. If you want to have 2k in aftermarket parts covered you gotta pay for it... common sense.
Good luck though, if you have receipts that will help.. but if not you are probably SOL. Just buy it back and part it out.
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Originally posted by e34john View PostIf you are keeping the car, why would they give you more money for the parts that they are letting you have?
Originally posted by ROLLingKINGi have a bronzit and plan on making it look sweet.Originally posted by slammin.e28Moral of this story?
If you drive your e30 on stairs, you're gonna have a bad time.
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Originally posted by moe30 View PostI work in insurance (not a claims adjuster though) but for aftermarket parts, wheels or stereo systems you have to add on your policy. When they work up your policy its on a stock 318.. so they charge you for a stock 318. If you want to have 2k in aftermarket parts covered you gotta pay for it... common sense.
Good luck though, if you have receipts that will help.. but if not you are probably SOL. Just buy it back and part it out.
Originally posted by e34john View PostIf you are keeping the car, why would they give you more money for the parts that they are letting you have?
I AM GOING TO DELETE THIS LATER so no more posts along these lines please! I still intend to show this thread to insurance if I can manage to get people to clean up their posts!sigpic
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Originally posted by Ziggens96 View PostFor the last time, I am not dealing with my own insurance company here, so this is irrelevant. The accident was not my fault, therefore I am dealing with the other party's insurance company. And yes I have receipts for most of the parts and I have sent them to insurance yet they refuse to acknowledge the added value to the car, hence the reason for this thread.
DUDE COME ON! I'm trying to get my money out of it! Think how much money you spend on insurance and then think of how much they do for you! Besides, it's their job to give me what the car was worth before the accident. Whether or not I keep the car has no bearing on their offer. In my case, it makes more sense to pay the $450 so I can keep the car because the parts are worth way more than that.
I AM GOING TO DELETE THIS LATER so no more posts along these lines please! I still intend to show this thread to insurance if I can manage to get people to clean up their posts!
Anyways, you should have your insurance go to bat for you, this should be part of your policy. You make a claim with your insurance about the incident, they fix or pay out, then YOUR insurance goes and fights it out with the other guys.
Or you can just not listen to anything else that was helpful in this thread and try to get us to say what your wanting to hear.
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What Eric said.
People like you are why it costs me an arm, a leg, and an asshole for insurance. Never fucking happy.
Originally posted by ROLLingKINGi have a bronzit and plan on making it look sweet.Originally posted by slammin.e28Moral of this story?
If you drive your e30 on stairs, you're gonna have a bad time.
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Originally posted by Eric View PostWell now it's quoted for the whole world to see....
Anyways, you should have your insurance go to bat for you, this should be part of your policy. You make a claim with your insurance about the incident, they fix or pay out, then YOUR insurance goes and fights it out with the other guys.
Or you can just not listen to anything else that was helpful in this thread and try to get us to say what your wanting to hear.sigpic
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sounds like the only help you want is help to artificially inflate the price of your car. I'm pretty sure that's called insurance fraud.
Originally posted by ROLLingKINGi have a bronzit and plan on making it look sweet.Originally posted by slammin.e28Moral of this story?
If you drive your e30 on stairs, you're gonna have a bad time.
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Originally posted by accident View PostWhat Eric said.
People like you are why it costs me an arm, a leg, and an asshole for insurance. Never fucking happy.sigpic
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Originally posted by accident View Postsounds like the only help you want is help to artificially inflate the price of your car. I'm pretty sure that's called insurance fraud.sigpic
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