318is totaled - insurance won't acknowledge added value of modifications

[ChaseN]

It was USAA (united servicemembers automobile association, a military only insurance co.) which, coincidently and somewhat unusually, is also my insurance co. May have had something to do with it, dunno.

I had esurance for like 4 months back in 05/06ish until a buddy of mine with the same wrecked his then brand-new body style '05 Mustang...they tried to convince him to take an offer that would have barely bought him an 04 (old body style). He had to go to court IIRC and barely got enough to pay the damn loan off. I switched verrry fast after that. Bastards.

[CleanAzzE30z]

On another topic.... Those 3 e30s are yours??

[e30BMart]

Putting tasteful mods into these cars ADD value to the said car. This concept for e30's is not new, show them proof (classified ads). Most stock 318is won't go over 4k, but with improvements such as Billie sports and H&R OE sports it goes up and up. These kinds of mods bring value because of the nature of this car being for pleasurable spirited driving! Thus improving its overall desirability. In short: insurance company should pay you what your car was worth, which is over average stock value, end of discussion.