RATS!!! I just wrecked my car

[bkelsey86]

So I was going to college and pull out for,m a yield sign to see a guy flip around and hit me in my rear quarter pa,nel....the fucker had no insurance so I guess I'm Fd in the ASSSSSSSSSSS....It didnt damage my euro bumpers or my valence but my quarter panel has a basketball sized dent in it....its not to bad but it still sucks ass...

[King Luis]

take pics...did you get any of his information???

[bkelsey86]

yeah I got his info but courts suck ass...and it will be a while before I get money if any....

[Dave]

Do you not have uninsured motorist coverage?

[bkelsey86]

I have state farm liability insurance so I dunno yet...Fortunatley my friend works at a body shop and can fix it for like $100 dollars

[Dave]

I have state farm liability insurance so I dunno yet...Fortunatley my friend works at a body shop and can fix it for like $100 dollars

Oh, if it is going to be that cheap, I wouldn't even turn it in unless your agent can assure you it won't affect your rates.

Many states have UIM coverage that goes along automatically if you have liability. No idea about whether it is that way in Texas.

[bkelsey86]

I've decided that the Baur is going to get garaged....Its uniqueness and the fact that I dont have tons of money to dump into it plus it has to be my daily...I'm acquiring a 1985 VW GTI which will probabyl become my new driiver for a while

[The Fast One!]

turn it in!
fixing a rear quarter panel isn't cheap unless the dent is able to just pop out, if it can't then the car could technically be labeled as totaled.

[bkelsey86]

but when, it does get painted I guess the brightside is no more gay federalized markers :)

[The Fast One!]

milk it..

[nitro325is]

In Texas its supposed to be offered to you but not mandatory.They dont make it clear or even advise you of it 99% of the time.This is how I got screwed when my 325ic was totaled about 4 yrs ago.Turned out I "waived" it.

Now I read EVERTHING before I sign.

Brandon you still in SA?

[Beej '86 325es]

Oh, if it is going to be that cheap, I wouldn't even turn it in unless your agent can assure you it won't affect your rates.

Many states have UIM coverage that goes along automatically if you have liability. No idea about whether it is that way in Texas.

Yeah, Dave. Illinois requires it...that's why my damn premium keeps going up.

[bkelsey86]

Not In SA anymore.....The dent isnt frame damage jsut a big dent I gotta wait for my dad to come home with the digi cam to take pics...its not a crease its just a dent but regardless its still gay :(

[Bimmerfanatik]

Sucks man - Baurs aren't an every day car either...VW daily sounds like a decent idea.

Pics when you get them...good luck with the repair.

[MR 325]

Well that's shitty. Don't let the guy get away with it though, make him pay