INSURANCE ADVICE - URGENT.. Save my 318is!

[smashed s4]

Hey guys!
So here is the story:
My 91 318is got rear ended 2 months ago. They are claiming it is totaled (saying that the repairs are 75% of the value of the car). In reality, the car is getting fixed as we speak for 700. My E30 is pretty clean. Clean title, crack-free dash, mint tan sport seats, and the exterior is a 8/10. Car has tons of upgrades too: 140k mile m42 and trans with TONS of pre-emptive maintenance done to it in the past 5k miles, Z3 steering rack, Z3 short shifter, BBS RKs, and much more!

So here is the short of it:
Insurance IS totaling out the car (tried getting around it, theres no way). They want to give me a little over 2,000 for the car and I get to KEEP the car..

Do you think it is possible to sell my (possibly) Salvaged E30 for over 3,000 respectfully?
Or should I drop the claim altogether, keep the clean title, and when it comes to sell, it might sell for over 5,000?

I AM selling the car in the near future.. So money is what I am following here.


Here is a pic of her in all her clean title glory...



Please guys, gotta give the insurance company a decision tomorrow..

Thanks for your time!

-Erfan

[avery0829]

For my claim, I had taken the car to a BMW certified body shop and had them appraise the car. You need to have proof it is worth what it is.

[smashed s4]

For my claim, I had taken the car to a BMW certified body shop and had them appraise the car. You need to have proof it is worth what it is.

They already have a 3rd party appraiser come out and see the car and the damage, determined it is "totaled"

[10Toes]

Don't let them dick you around, that car is worth more then $2000. Probably worth around 6k+, if you can make them realize this then they wont total it.

[smashed s4]

Okay, does anyone have a name of a BMW appraisal company?

[Thizzelle]

2k lol tell them to fack off and get a good appraisal on it. It's not totalled if the repair cost is less than value of car. So get a quote and show them.

[steve68]

My brother got his car appraised numerous times, then went to arbitration with the insurance company, walked out with the money he wanted,

[series88]

if you get over 2k and is more than what the car needs to get it repaired, then i don't see the prob. I mean, really, non m/non swapped e30s should be worth around 2-4k. So if you're already getting half of that, you should be in the safe zone.

[10Toes]

if you get over 2k and is more than what the car needs to get it repaired, then i don't see the prob. I mean, really, non m/non swapped e30s should be worth around 2-4k. So if you're already getting half of that, you should be in the safe zone.

It will have a branded title and he will have to waste his time getting it inspected to get it back on the road after he rebuilds it.

[Conki]

if you get over 2k and is more than what the car needs to get it repaired, then i don't see the prob. I mean, really, non m/non swapped e30s should be worth around 2-4k. So if you're already getting half of that, you should be in the safe zone.

It is worth at least 4k. With a salvaged title however, he'll be lucky to get 2k

[gtarwiz]

I'm wrapping up a similar situation and your car looks a ton cleaner than mine and THEIR 3rd party appraiser came in at $6K+ for my car

They are jacking you around right now. Get your own appraisal and get it sorted out.

I hope you can get this figured out.

[Wild Ride]

Flood the email of your insurance adjuster with hundreds of 5k plus e30"s for sale you can find advertised

[Holland]

Do NOT take that offer. Get what the car is worth. Find ad's for similar cars in the value range. It really is the case between totaling or fixing a car.

[Ryann]

Looks like the body had some issues prior to the wreck. Depending on the color/condition of the interior, presence of service records, condition of the rest of the car, ownership history etc., I'd say it was a $3.5K car MAX.

You should be able to squeeze more than $2K out of them though.

[the imitator]

Tell them their 3rd party appraiser is not a certified mechanic capable of making that decision alone and that your nearest BMW dealer would be more than willing to give an accurate appraisal on the cars worth.

When I was trying to get a loan for a bmw, I was told in order for the loan to happen they need to inspect the car to make sure it is in sound condition. I told her instantly "unless your inspector is bmw certified he is not capable of inspecting a bmw properly, would you let a KIA technician work on your chevy?"

She said No, I wouldn't. And asked if Kuni BMW would work for the inspection.
Its just a woman, or man behind the desk, read up and pick their brain with every question you can think of.