Sorry, but that's incorrect. The term 'full coverage' doesn't actually mean anything, but usually refers to having comprehensive, collision and liability coverages. Collision coverage pays for your damages up front with a deductible. Under a collision claim, an insurance company has an obligation to oversee and warantee repairs completed, or if the repairs exceed the threshold for repair total the car out.
It sounds like you didn't carry collision, meaning you were at the mercy of the claimant's carrier. A claimant carrier often does write an estimate and can cash-out either the repair cost or total loss under the other party's property damage liability coverage.
Looking for buying advice - 1990 with 1994 Salvage Title in
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LMAO, no it isn't
When you have collision you're responsible for your own vehicle repairs and you can go where you want. When you have full coverage you have to take it to an authorized center you can't just go and repair the fender and blend paint and call it good. Or even if you could, someone with a 4 year old BMW isn't going to do that...they're going to have it taken to the dealer and fixed. And if you're paying for full coverage it's to your advantage to get it repaired at an authorized service center even if you weren't forced to. Why would you choose a subpar repair on your new car unless you had something worked out under the table?
someone sideswiped my fender and I got a private estimate then went and got two estimates from authorized repair centers. They were about $2,000 dollars higher because they count every single thing, like bumper trim, side markers, even down to a new OE tire. The person who hit me had the choice, either pay me cash and I'd handle the repair privately or go through insurance and authorized repair centers.Leave a comment:
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There's no difference in how estimates are written between 'full coverage' and collision. It's the same insurance policy and the same repair shops.Leave a comment:
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on the flip side of that it would have been financed with full coverage insurance and the repair would have been done through an authorized repair center with an astronomical bill.Leave a comment:
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Nowadays almost any damage will total an E30. Back then it would have taken more serious damage as the car was only a few years old.
I wouldn't put money into a salvage car, but that's just meLeave a comment:
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I wouldn't really worry about a car that was salvaged 20 years ago. If the car is up to your expectations don't let it deter you other than using it as a negotiation point.Leave a comment:
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was probably stolen then sold from a junkyard or Lien from a tow yard since the original owner got a write off for it being stolen it is technically salvage
Sent from my VS930 4G using TapatalkLeave a comment:
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Looking for buying advice - 1990 with 1994 Salvage Title in
Hello, I found an E30 90 vert for sale. It's looks like its in good shape and I am getting ready to do a test drive tomorrow or the next day.
I ran a carfax expecting to see some craziness for your typical car this old but what I found was the car had a salvage title issued in 1994 with 28k miles on it. The title was updated at 56K miles with a new owner. So since it was a salvage title in 94, its currently got 154K miles on over a few owners. I am guessing it was wrecked and fixed or possibly flooded but since it's been on the road for 20 years since the salvage title that shouldn't be anything to worry about or should it?Tags: None

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