Question for those of you who have big $$$ in your e30.

[Staszek]

I recalculated mine lol I will definitely be t $25k when I am done with my S54 swap and paint.

[e30austin]

Its easy to have $20-25k into a non m

As a guy who's done just that a couple times, I agree with this statement 110% percent.

[decay]

Its easy to have $20-25k into a non m

yup.

[agent]

As far as I'm aware you can set whatever value you want, and your premiums are then scaled accordingly.

[Rouvld]

OP here. Also another question for everyone who has collector car insurance, was the declared value close to what you guys have into it? I know it's almost impossible to get a declared value for exactly what you have into it, but I was just wondering how that played out.

[agent]

I did not know Grundy lacked all of these stipulations. Honestly, seems like a much better bet compared to Hagerty.

In my case, Grundy came in at almost half of what Hagerty wanted for an annual premium. Even if they'd been the same price, after digging into the details I'm sure I'd have made the same choice.

[Alpina]

In my case,, and i do not live in the states,, this was no problem at all

first with the S38B38,, 5 lug conversion etc and then with the V12
my insurance company have accepted most of all

[Neil1138]

Is that a Hagerty thing? Grundy didn't make that stipulation for me, and my daily is a MY 2002.

Yes.

I did not know Grundy lacked all of these stipulations. Honestly, seems like a much better bet compared to Hagerty.

[agent]

whats gay is when I checked into hagerty, I couldnt insure my cabrio since my daily was another e30...the requirement was a more modern car for dd.

Yep, 10 years or newer. So it is less likely to break down and force you to drive the classic.

Is that a Hagerty thing? Grundy didn't make that stipulation for me, and my daily is a MY 2002.

[Rouvld]

Haha that's funny, seeing as how often these new cars break down. That is gay thought, was looking into picking up an e24 for a DD :(

[fiveightandten]

Any experience if your DD gets older than their required 10yr rule? my car is crossing that mark this year......

My DD crossed that mark. My policy renewed without them flagging it.

[rcsoundn1]

Yep, 10 years or newer. So it is less likely to break down and force you to drive the classic.

Any experience if your DD gets older than their required 10yr rule? my car is crossing that mark this year......

[Neil1138]

whats gay is when I checked into hagerty, I couldnt insure my cabrio since my daily was another e30...the requirement was a more modern car for dd.

Yep, 10 years or newer. So it is less likely to break down and force you to drive the classic.

[///M42 sport]

whats gay is when I checked into hagerty, I couldnt insure my cabrio since my daily was another e30...the requirement was a more modern car for dd.

[Calsoldier]

Just to chime in on this subject given I recently insured a 1988 911 Carrera with Farmers Insurance using their classic/antique car policy. It's a fairly simple & not very expensive process, where I provided MY value assessment of the vehicle to the insurance agent and a yearly estimate of mileage (with reason) which can be used via allotment for any time of driving I chose to do with the vehicle (no restriction for car shows only or Daily Driving).

I would NOT simply insurance the vehicle with regular full-coverage insurance as you will end up needing a lawyer and years of your life to recoup 1/2 of the value (even with receipts, etc). Those who have been successful at this are purely lucky or had outdated insurance policies which are no longer offered.