Insurance (calling all NJ e30ers)

[mellowyellow88]

Guys (NJ e30ers):

Should have asked at the meet but who are you guys insured with? I pay an insane amount of money for just liability and I need to find a better carrier.

Thanks in advance.

[e9nine]

I am in a worse off situation, bad neighborhood, a speeding ticket this year, 24yr old male...With Prudential I pay $3500 annually for full coverage on the Maxima and liability on the e30 :evil:

[mellowyellow88]

Thanks Eric,

That's comparable to mine. I pay about $1,400 a year for liability only for my 88 is. Total ripoff but there aren't that many carriers here in NJ.

Anyone else?

[e9nine]

Why not use NJ Manufacturers? How clean is your driving record? You have any family out of state whose address you can use?

[mellowyellow88]

Eric,

I give them a try. I was going to keep the car at a family friend's house in NY but the ins co wanted proof of residence, utility bills, etc. I guess I need to try harder!

[TIATO]

Heres what I pay at NJM

Current Cars:
'91 318is NJM Basic insurance coverage - $600 annually
'98 328is Full Coverage $1350 annually
'03 Honda Odyssey $1200 annualy

Former Cars:
My '99 M Coupe Full Coverage $995 annually
'01 Jetta Wolfsburg Full Coverage $1000 annualy
'89 5.7L Camaro Iroc Z Basic coverage $750

Also, 34 years old, Married, 3 Kids

NJM has some good rates, IF you can get in.

[UNHCLL]

I'm in NH, but i thought i'd harass you guys:

20 years old
1 speeding ticket(35 in a 30 :roll: ) (currently fighting 2nd)
No accidents
1987 325is

$1200 a year, liability.

[Bill 84 318i]

I'm 21, and my parents are insured under NJ Manufacturers (as Mario (TIATO) said, it's not the easiest to get in). For liability and comprehensive (not really worth collision on a 1984 318i), I pay a shade under $1000 (I've been the primary driver since I was 17, no secondary drivers). I have one speeding ticket (80 in a 65 out of state, when I was 18) and my rates didn't go up at all. If I keep up this no tickets for another 8 months, I can stay with NJM when I move out on my own.

I've yet to hear of someone dissatisifed with NJM. Hell, my brother has a ticket (40 in a 25) and an at fault accident and his rates never went up.