New OBC reads PPPPPPP..?

[UmmYeahOk]

Your check will likely be made out to you and the shop that made the winning bid. You will need to get them to sign off on the check so you can cash it.

In all my experience they write the check out to YOU and you can do whatever the hell you want with it. It is YOUR responsibility to pay the shop if you choose to have it fixed. This means that you'll be out of pocket if the shop goes over budget. For an example, your check is $3000, and you take it to the dealer to be fixed. The bill is $4000, You pay the $3000 check + plus the $4000. This way its your money, not the insurance company.

This is also why its important to know a good shop. Lets say they give you $3000, and that extra $1000 was your deductible, A good shop may be able to do the job for $3000, making it an even fix, with no deductible.

Yea, I really should have known better having worked on the shop end of Ins claims before. i just wasn't thinking. When they said "we'll take the car in and get everything fixed here" I defaulted to the "ok that sounds good" answer.

It was partially because Progressive in MA is one of the easiest companies to work with from the shop side. They're understanding - and even though they try to low ball your work at first (like all of them) they're accepting to the "thats going to cost more" response. They also took european cars to our european shop and sent the J and A-specs to diff shops.

That was why I chose them here in IL, and why I trusted them with my car. Won't make that mistake again.

Thats was progressive advertises. Youre a busy person, you get into a wreck. How cool is it to have them pick you up, drop off the car, estimate the damage, give you a rental and fix the car all by themself. Now, they may not do all that depending on the situation, and they may even contract out. But the point is, you the customer didnt have to do a single thing except get into a wreck and call progressive. That whole "ok that sounds good" is what their customers think

[Moto-Mucci]

Yea, and for other people that's probably a plus. For car enthusiasts it's a negative to have people you don't know touching your car. Especially when it's on the verge of a classic.