Travelers insurance won't cover 'Assault Rifles'

[Trucidatio]

^pretty much my exact thoughts.

[Massive Lee]

... goto Gun Owners of America, or Jews for the Preservation of Firearms Ownership...

Is that for real? I'd laugh my ass out too if there were Catholics for the Preservation of Firearms Ownership as I can't see how a constitutional right can be religion-specific. Don't take me too seriously, I just find the situation ironic.

[der affe]

what i was trying to get accross is that while you may have a SEMI AUTO RIFLE that may or may not have been available to the military in full auto or select fire at some point does not make it an assult rifle in it's SEMI AUTO FORM.

"hello xyz insurance...."
yes, i would like to get a quote on renter insurance
"ok what you you like to include on the policy?"
my guns
"ok, please give me a list of them"
Sig 223,Colt officers 1911, Ludig trap shotgun 12gauge, Remington 35 lever action, FN-fal .308, .30 carbine, AR-15 .223.
"ok, let me get you an estimate on that policy, can you hold please?"

you don't need to put yourself in the hole from the start by saying "i have para military assult rifles in various calibers and makes in their semi auto incarnation" red flags will fly! if they do not have a list of the gun that they will not insure, then they are looking for the catch phrase "assult weapon". don't use it then.

i agree with the above post though, it is at their descretion. they do not have to insure them.

[Aptyp]

I'm a jew for preservation of firearms ownership... And as of recent, I'm also a jew for preservation of swords awesomeness.

[Trucidatio]

Der_Affe

There might be a problem with that though. If you ever do have to use your insurance, and your assault rifles are part of it. The insurance company probably would not appreciate that you did not disclose that you owned assault rifles(I understand that you told them exactly what you had) but company might refuse your claim due to that fact.

I see it as if you were to get health insurance and have pre-existing condition and trying to cover it up. If they find out they have no obligation to cover you.

[RainierHooker]

Insurance companies can define and cover, or refuse coverage of, anything they want. You're not being forced to buy their policies so shop around.



Crab all you want about 'discrimination' but that is the basis for all insurance plans. They are groups of people pitching money into a big pot just in case one of them ever needs help. Those groups of people decide who to let in or not; the very definition of discrimination. They call it 'risk' and while some will accept higher measures of it, some will not... membership is not some inalienable right.



The Second Amendment only guarantees you the right to own firearms. There is no amendment or law guaranteeing your right to insure them. If you think that, you're pissing into the wind.

True, but if he already has a policy (a contract) that states that he can insure his firearms, they can't come back after the fact and decide to further restrict the policy. Thats like a bank giving you a mortgage and coming back years later to say that they will raise your payment unless you paint your house pink.

[Massive Lee]

I see it as if you were to get health insurance and have pre-existing condition and trying to cover it up. If they find out they have no obligation to cover you.

Actually Der affe is 100% legit. Right off the bat, he lists the precise content of the collection. He's not hiding anything. If it is approved, then as soon as the contract is signed, the insurance company is bound by the contract. If they didn't realize they were "assault weapons", they are the only ones to blame...

[slow e30]

The Second Amendment only guarantees you the right to own firearms. There is no amendment or law guaranteeing your right to insure them. If you think that, you're pissing into the wind.

Did i say there WAS a law stating insurance companies must cover assault rifles? no. I implied that it SHOULD be a law that if they cover one type, they cover all.

This is exactly why i hate this freaking country now. we have the rights to SO much, but no way to get it exactly how we want it.

Like someone said, NRA. then see what happens.

[RCWells]

they have rules and regulations they must follow. They have to list in writing what is covered and not covered. Just like your auto policy or health insurance.

It just sounds like someone not worthy of their job talking out of their ass!


they are Publicly traded. Thus not being a private company.
http://www.insurenow4less.com/articl...rance-company/

Either way, fuck 'em. I wouldn't do buisness with them regardless at this point.

[der affe]

Actually Der affe is 100% legit. Right off the bat, he lists the precise content of the collection. He's not hiding anything. If it is approved, then as soon as the contract is signed, the insurance company is bound by the contract. If they didn't realize they were "assault weapons", they are the only ones to blame...

that is how it works, there is no legal clasification that i am aware of that makes any semi auto rifle an assalt rifle. "assault rifle" is a media classification coined in the Clinton era for certain types of guns. if the insurance company does not have a list of the wepons that they will not insure and they just wait for the phrase, don't fall into their trap. list every gun in detail. i have allstate for my home owners. i listed everybthing i had in detail. okee dookee here is your policy sign here and pay up sucker!
done deal.

there is no lack of disclosure or fraudulant statement. if they gave me any grief about my "assault sling shot" i would have gone somewhere else.

op, do you have a gun safe? that may make a difference i have several for my guns and she did ask me if i had one for the guns. that might make a difference.

[der affe]

I'm a jew for preservation of firearms ownership... And as of recent, I'm also a jew for preservation of swords awesomeness.

would that be the "sword of Giddeon"? ( think i spelled that wrong though)

[Raxe]

Did i say there WAS a law stating insurance companies must cover assault rifles? no. I implied that it SHOULD be a law that if they cover one type, they cover all.

This is exactly why i hate this freaking country now. we have the rights to SO much, but no way to get it exactly how we want it.

Like someone said, NRA. then see what happens.

More laws forcing private businesses to operate a specific way? I like the way you think, man!

[Aptyp]

^ actually agree, government involvement usually means bad things. Insurance may cover all weapons, you just won't be able to afford it anymore.

[Joey Link]

Take a look at what I received in the mail today. I'd call this hard proof that Travelers is decidedly anti-gun and no friend of ours. Please join me in spreading this info far and wide.

[HiTheNameIsBJ]

I love it. We can't use certain insurance companies because of the pitbull, now I have to worry about the semi auto AK that's locked in a bolted down, fireproof, case. As much as I think it's stupid, they have their right to do so. Hey if they don't want your business, fuck em. We use state-farm, they've never asked about firearms, and they believe that our staffordshire terrier is a bulldog.