picked up new Daily driver...Skyactiv Mazda

[z31maniac]

Purchased 2007 Mazda 3 gt in 2008.
Originally at 2.5%
Variable rates, inflated to almost 6% as the car aged, and I keep a close eye on these things

Time to buy is now, at 0% up to 84 months.
Put 2k down, 0% at 36month term, car is owned by 2015 and it'll be 3 years old by than, and be a good contender for a descent trade up.

I don't really think you'll understand until you're a bigboy, and cutting every corner to save a dime is something to brag about.

Yes, depreciation hits the moment you drive off the lot.
Did I want another "previously owned" car with 15-20k miles?
Nah.

For less money, full warranty, 0%interest and a short term I'm golden.

More money saved to throw at the e30.

Again though, if you were a big boy, you would never have purchased something using a variable rate.


Like Ryan Stewart said, if a car payment isn't preventing you from putting money in savings/retirement or taking vacations and stuff, I don't see the problem either.

Could I put more than 30% of my money in savings/401k? Yeah, but I could also get hit by a truck on the way home and never enjoy any of it. Have to learn to find that balance that is right for you.