Who is your health/dental provider ?

[Jean]

Curious if any of you have Tonik Health plan ?

[mrsleeve]

Ahhh never heard of em I got traditional Blue cross, an delta dental.

[LINUS]

delta dental.

+1


What's up with your provider? They bite?

[ldsbeaker]

Free med/dent.
USMC FTW.

[backtrail69]

I have regence Blue shield through my Mother.

[e30 gangsta]

cigna

[Jean]

Tonik is actually by BlueCross www.tonikhealth.com , I just heard good things about them and considering switching since it's about time for open enrollment. My current provider is Allegis Group and I haven't been too happy with their coverage ...

[blunttech]

my wife is my provider.
i remember USMC's fantastic dental care. maybe its changed but they used to get all the derelict dentists that couldnt make it in the civilian sector

[Beej '86 325es]

Blue Cross, I liked Cigna better though.

[1991 318is]

Anybody have one of them gold plated health care plans W. talks about? My experience has been decreasing coverage with greater deductibles and higher copays with only certain doctor's groups considered in network. You have your choice of doctor's, of course, but if they're not on the list you pay more.

[blunttech]

insurance companies are the only ones getting rich nowadays. it used to be the doctors but thats no longer true. insurance companies have squeezed the doctors and forced them into set rates with no savings being passed on to patients. and be weary of "approved doctors lists". they pay to be on those lists and are typically the biggest hacks who cant get patients word of mouth.

[s0urce]

Free med/dent.
USMC FTW.

And by saying FTW you really mean FTL.

[VAPORBLADE]

insurance companies are the only ones getting rich nowadays. it used to be the doctors but thats no longer true. insurance companies have squeezed the doctors and forced them into set rates with no savings being passed on to patients. and be weary of "approved doctors lists". they pay to be on those lists and are typically the biggest hacks who cant get patients word of mouth.

:puppy: True.

[e30sd]

Cigna. Thanks work.

[VAPORBLADE]

IMO (and many others) Cigna is a PITA to deal with though. They are constantly messing up. Apparently contracts are meaningless.

Here are more of my 2 cents: (From a medical standpoint)

Medicare & Medicaid are pretty simple to deal with - just need to have an act of god to change anything.

Blue Cross and Blue Shield are very simple - and cut and dry.

Cigna & MVP act a lot alike - and are in bed with each other now more than ever.

United health care needs to get one stop shopping - but they are scattered all over.

Harvard Pilgram is decent it seems.

Tufts - do NOT get me going on them.

Great West - seems very easy to deal with!

Any HMO is a royal PITA!

Then everything else is small potatoes. I am probably forgetting many other bigger ones...

It is all a game now - how can insurance NOT pay. Pre-certs, referrals, NCD...etc.