STUPID Capital One!

[Super Sedan]

From what I have heard, you can attach those prepaid envelopes to packages weighing up to like 70 lbs. or something? I don't remember the exact weight, but is definitely a rewarding way to get back at them.

[bolognablake]

I have my car loan for my Trailblazer through Capitol One auto finance.

I got a great rate, but they charge $9.95 a month to automatically withdraw it from my checking. WTF is with that?

[myinfernalbmw]

normally if you just start yelling shit into the phone like "human, person, agent" or something like that they will hook you up . i think it helps if you sound really pissed off. it doesnt always work but i always do it. god i hate the lack of human interaction and total disregard of customer service

HAHA i so know how this shit is. The last time I tried to contact customer service for my best buy card I just about shot myself from pure fucking aggravation. The automated phone services were almost convenient, you can press a number to get just about anything, but not one button will get you to a human being. I think I would have a better chance at getting my salad tossed by my phone before they would transfer me to a human in India. I just started mashing all the buttons and bam, please wait while we send you to a representative. T-mobile is worse, its all voice recognition shit and half the time it doesn't understand you. I will usually should obscenities into the phone until i get someone.

Sorry to the suckers that fell into the capitol one deathtrap. From what i understand they do not actually make their money giving people credit like most other credit card companies. They make their money from selling your personal information to third party companies when you fill out all your personal information. Fucking schiesters.

[blunttech]

Thats a good idea to stuff the envelopes with crap! I did lots of research on the card I wanted, and this one has no charges. I have already realized though that you need at least 30 minutes before you can talk to a human. They don't even give you an option to speak to anyone until you've listened to 5 menus at least twice!

And, I've gotten lots of offers, and just throw them away. But, I did research and...well, I thought...this was the best card to get. Guess I'll find out. LOL

normally if you just start yelling shit into the phone like "human, person, agent" or something like that they will hook you up . i think it helps if you sound really pissed off. it doesnt always work but i always do it. god i hate the lack of human interaction and total disregard of customer service

[Julien]

Capital One did the same shit to me.. i called and bitched and got 6.9% APR out of it, saweet

[Sean]

Thats a good idea to stuff the envelopes with crap! I did lots of research on the card I wanted, and this one has no charges. I have already realized though that you need at least 30 minutes before you can talk to a human. They don't even give you an option to speak to anyone until you've listened to 5 menus at least twice!

And, I've gotten lots of offers, and just throw them away. But, I did research and...well, I thought...this was the best card to get. Guess I'll find out. LOL

[blunttech]

This is a good idea. Get people to put like a 1/2 inch steel plate in it.

hahahahah i seriously used to go out to the garage and scrounge up old extra bolts and shit.
but steel plate hahahahahahahah

[Turf1600]

i used to do this all the time when i was younger but i would put washers and bolts in the envelopes and seal the edges up with packing tape so the fucking thing weighed like a pound. but i got sick of doing that real quick. but if everyone in the country did it it would end soon. i think im going to start a revolution

This is a good idea. Get people to put like a 1/2 inch steel plate in it.

[blunttech]

Stupid idea.

hahahaha no shit. try reading the fine print next time. nobody sends you anything for free.

[blunttech]

here's an idea boys, next time you get one of those stupid fucking offers in the mail, don't fill out the application, just stuff it in their return envelope and drop it in the mail so they have to pay the postage, the cocksuckers. ;)

i used to do this all the time when i was younger but i would put washers and bolts in the envelopes and seal the edges up with packing tape so the fucking thing weighed like a pound. but i got sick of doing that real quick. but if everyone in the country did it it would end soon. i think im going to start a revolution

[Turf1600]

but I cashed it.

Stupid idea.

[equate975]

Capital One is HORRBILE. Worst CC company EVER. They have done everything but sodomize me with a fucking wrench.

I tried to leave about 6 months ago. You pay off your debt, then "cancel" your card. Then you can't use it for 3 months, then its officially canceled.

Sounds good on paper, BUT THEY CHARGE ME EVERY FUCKING MONTH. I keep getting like $2 protection fee charges. Well then I don't pay that so I get a $60 late fee charge. I have been on the phone talking to some dip shit dot head in India like 9 times now trying to cancel my card.

I finally quit. I just don't check it, I don't care if they charge me money, I'm not paying. Randomly though I just got a $20 check in the mail from capital one. I have no idea what this $20 is or what its for, but I cashed it.

Fuck them, their mom, and their dead grandmother.

[FlyingPrick]

here's an idea boys, next time you get one of those stupid fucking offers in the mail, don't fill out the application, just stuff it in their return envelope and drop it in the mail so they have to pay the postage, the cocksuckers. ;)

[Sean]

Swim guy, that's a good idea.

LOL

Well, I found out the card I applied for I wasn't approved for. So, they went ahead and gave me a different card. Whatever - I'll use it. But, what bugs me is that they didn't just tell me that - it woulda been nice to know why I didn't get the card I wanted. But, I guess that's just their strategy.

I just use cards for ease of paying bills - my balance is paid in full every month - has been that way since I was 18. I haven't paid a dime in finance charges ever, and never will. :)

Now...student loans...that's a different story....LMAO

[swimstarguy]

You can put your yearly income as "None." and they'll still send you a credit card.

Because they know you won't be able to pay anything off and they'll be able to get you with interest for the next 50 years...

Credit card companies make errors like that all the time, on purpose. Next time you get a prepaid envelope from them, pinch one off in it, seal it, and then mail it from a public mailbox. Problem solved.


~Zar4