SEE post #69 on page 5 for the final update on the car now that the claim has been settled.
Last night on my way home on highway 880 passing through Oakland, CA I hit some road debris dropped from the truck out in front of me. Among the debris was steel scrap, car parts, and 30+ feet of steel cable that got wrapped around my wheels at freeway speed. The cable tightened up and stopped both passenger wheels Im guessing, only way to describe the damage. What I am seeing is the front passenger strut tower torn from the car, the wheel well behind the fender dented and pushed up and in from the wheel and tire smashing into it. Also, when the cable tightened down and ran out of slack, my roof buckled, probably from the force of the cable stopping my car traveling at 65mph. The cable cut both passenger side tires and locked the wheels while on the highway, thankfully I ended up clear of traffic and just off the highway, now its time to look at how I potentially can be reimbursed from AAA.
I havent touched to car really since it came home on the flat bed, waiting for the adjusters to com out and inspect the car. Im hoping to salvage the M Tech II kit and the e30 M3 front strut housings and rear trailing arms (and all the GC suspension stuff). One BBS wheel is destroyed from a huge bend in the barrel, hopefully the other 3 made it.The front passenger control arm is bent. Other things I have noticed, the rear sub frame is torn from the little bracket that ties the sub frame into the car. The rear wheels are also pointed in different directions. Fender and passenger door are tweaked, I cant open the door or shut the hood anymore.
Im hoping to get a little advice with this claim. Does anyone have experience with insurance and this type of thing? Unavoidable road debris from some asshole with an unsecured load of scrap metal? (There was scrap metal all over, I hit more than just the steel cable also). Car is totaled, I dont see it being possible to repair the damage.
My concern is that I have 5 figures into this 1988 325iS and so many hours, countless, like many of us do on R3V.
I carry comprehensive insurance from AAA, no collision however as I was advised against it from my agent back when I made the policy. Apparently road debris falls under both comprehensive or collision, its up to the discretion of the insurance adjuster to determine how to classify and proceed with things.
Thanks for the help guys.
I would appreciate if we could avoid the "how much for _________ shipped to XXXXX" questions.
Pictures:
Last night on my way home on highway 880 passing through Oakland, CA I hit some road debris dropped from the truck out in front of me. Among the debris was steel scrap, car parts, and 30+ feet of steel cable that got wrapped around my wheels at freeway speed. The cable tightened up and stopped both passenger wheels Im guessing, only way to describe the damage. What I am seeing is the front passenger strut tower torn from the car, the wheel well behind the fender dented and pushed up and in from the wheel and tire smashing into it. Also, when the cable tightened down and ran out of slack, my roof buckled, probably from the force of the cable stopping my car traveling at 65mph. The cable cut both passenger side tires and locked the wheels while on the highway, thankfully I ended up clear of traffic and just off the highway, now its time to look at how I potentially can be reimbursed from AAA.
I havent touched to car really since it came home on the flat bed, waiting for the adjusters to com out and inspect the car. Im hoping to salvage the M Tech II kit and the e30 M3 front strut housings and rear trailing arms (and all the GC suspension stuff). One BBS wheel is destroyed from a huge bend in the barrel, hopefully the other 3 made it.The front passenger control arm is bent. Other things I have noticed, the rear sub frame is torn from the little bracket that ties the sub frame into the car. The rear wheels are also pointed in different directions. Fender and passenger door are tweaked, I cant open the door or shut the hood anymore.
Im hoping to get a little advice with this claim. Does anyone have experience with insurance and this type of thing? Unavoidable road debris from some asshole with an unsecured load of scrap metal? (There was scrap metal all over, I hit more than just the steel cable also). Car is totaled, I dont see it being possible to repair the damage.
My concern is that I have 5 figures into this 1988 325iS and so many hours, countless, like many of us do on R3V.
I carry comprehensive insurance from AAA, no collision however as I was advised against it from my agent back when I made the policy. Apparently road debris falls under both comprehensive or collision, its up to the discretion of the insurance adjuster to determine how to classify and proceed with things.
Thanks for the help guys.
I would appreciate if we could avoid the "how much for _________ shipped to XXXXX" questions.
Pictures:
DREWLIENTE
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