Who Do You Insure your car with?

[nickflic3]

a) 3.0 I think
b) 6 months with no claims filed
c) i forget the name but all you have to do is read a book on safe driving and watch a movie, fill out some questions and take it back to them.

Ohh, ok thanks ben :)

[ethreezy90]

unitrin (cost you less insurance)
20
1 speeding ticket
$50 a month!!!

[pbr87]

Progressive. Can't really switch to anything else until my tickets are off my record.

[M-technik-3]

all 4 under USAA

[ck_taft325is]

Gieco...

$71.00 a month w/Comp and Collision. I thought it was fair given it's two people (Wife and I), full coverage. I have a pristine driving record and the wife has some 4 tickets, and 3 accidents on her record. Not sure if either the tickets or accidents are still "on her record" at all, but she's the majority of the cost... at least that's what I tell her ;)

[Jean]

30, aaa, 2 cars, clean record 12-month premium total: $763.00

Good Driver and Multi-Car Discount

Bodily Injury
$100,000 per person /
$300,000 per occurrence
Property Damage
$50,000 per occurrence

Underinsured Motorist
$100,000 per person /
$300,000 per occurrence
Uninsured Motorist
$100,000 per person /
$300,000 per occurrence

[84E30]

I'm an insurance agent here in l.a. if you wanna get a quote or anything more then welcome to pm me...

[everlast]

Classic modified car insurance.. actual cash value appraisal of $25000 CND, premium of ~$350 a year. 5,000KM annual limit and I can't drive it to work.

Works for me.

[Jand3rson]

Got all of our vehicles with Safeco. The E30 (liability only, it has a reconstructed title), the Volvo, and my Nissan pickup, both of those with full coverage, $148 a month.

[iwantspeed]

my 87 325e and 89 325i with AAA
im 20 and pay 200 a month
clean driving record
good student discount
i would really like to register them with hagerty insurance because they offer stated value insurance.

[ak-]

my 87 325e and 89 325i with AAA
im 20 and pay 200 a month
clean driving record
good student discount
i would really like to register them with hagerty insurance because they offer stated value insurance.

?

I'm 19 with my 89 325is with AAA and pay $760~ a year.
Licensed since 15, clean record since, and didn't do my good student discount record yet because I just haven't got to it.
I think you can do better than that! But then again, I know anything much about insurance deeply.

[iwantspeed]

?

I'm 19 with my 89 325is with AAA and pay $760~ a year.
Licensed since 15, clean record since, and didn't do my good student discount record yet because I just haven't got to it.
I think you can do better than that! But then again, I know anything much about insurance deeply.

full coverage for 2 cars=200 a month

[everlast]

Licensed since 15

You can get your license at 15 in Cali? Really?

..because they offer stated value insurance.

That is super important if you have a nice E30. Something that cost you $10K to build, scrounging for parts, finding rust free this and that won't be worth dick if you total it. The best you'll get from an insurance co is mint value from a blue / black book, which is dismal.

Worse, many companies will look to see if you've modified the car, like significant power upgrades, etc. If you have, they don't have to provide coverage. Sucks if you total the car, you're out thousands. Really sucks if you kill someone, you're out millions. Seriously.

And btw, everything else i have is with state farm.. E90, mini, two bikes and house for over $350 a month. Gets expensive after a while. :(

[freeride53]

state farm, but they dipped on me last time ,in dec, with the 505 getting hit und run.

[619E30]

16yo, geico, good student discount, $1100 for 6 months, liability, 2 speeding tickets.

and yes, you can get a permit in cali when your 15 1/2