E30 Insurance Differences? 318is/325is?

[tobybmw]

In Portland I have full coverage for $130,(90 325is) my younger brother with the same record would have been $95.(91 318is) Obviously a faster motor will result in higher premiums.

Andy

[Charlie]

I pay $31.10 a month for liability. My brother paid the exact same on his '91 318i. I'm not sure about 325's, I don't know what my other brother/sister pay to insure their "etas." Most insurance companies (maybe all) consider a 318i/S an economy car (which it is), the rates are pretty low.

Depending on what I end up with in the next few months job-wise, I might just bump the 'is down to liability for as little street usage as it sees anymore.

Of course, then I get to see what insurance is on one of these:



-Charlie

[loudes13]

cheap/cheap

really how much could it be? book value is so low, you only need liability, and many states/companies don't have different rates for different cars when you only have liability (it's insuring everyone elses car, not yours).

[E30ownerwithanopinion]

I pay $31.10 a month for liability. My brother paid the exact same on his '91 318i. I'm not sure about 325's, I don't know what my other brother/sister pay to insure their "etas." Most insurance companies (maybe all) consider a 318i/S an economy car (which it is), the rates are pretty low.

Depending on what I end up with in the next few months job-wise, I might just bump the 'is down to liability for as little street usage as it sees anymore.

Of course, then I get to see what insurance is on one of these:



-Charlie

Which one? the Blue or Pink one?

[Charlie]

Which one? the Blue or Pink one?

Blue, pre-54, split window, thanks.

Another car on my "list".

-Charlie

[hamann318is]

Statefarm does it on the number of cylinders.

[rwh11385]

In Portland I have full coverage for $130,(90 325is) my younger brother with the same record would have been $95.(91 318is) Obviously a faster motor will result in higher premiums.

Andy

rockin. :D

[92 mtechnic cabrio]

omgf.

How old are you guys?

I'm 17, and my mother (thank god) is paying $1500/6 months for almost full coverage, and I'm on the insurance's "good grades" plan too! I'm also under my mom's name, she's had no accidents or tickets, and she's 46 years old! Not just all this, but my car is also registered as a pleasure/weekend car! (I attend a boarding school)

My friend Paul, who will be turning 19 soon is paying $942/6 months for BASIC LIABILITY, and he too, is under his dad's name, which is almost flawless!

Is this because we live in California? I mean, WTF!

[DSchultz325e]

320 for 6 months, minimum liability. Perfect driving record for 6 years (I'm 22 now).

[DEV0 E30]

Arizona also has high rates. AAA here, but having a sibling that has incrased everyone's insurance for the family doesn't help.

All I got is liability, still expensive as hell. Only ticket I went to driving school for (to insurance I have 0)

[robert325is]

omgf.

How old are you guys?

I'm 17, and my mother (thank god) is paying $1500/6 months for almost full coverage, and I'm on the insurance's "good grades" plan too! I'm also under my mom's name, she's had no accidents or tickets, and she's 46 years old! Not just all this, but my car is also registered as a pleasure/weekend car! (I attend a boarding school)

My friend Paul, who will be turning 19 soon is paying $942/6 months for BASIC LIABILITY, and he too, is under his dad's name, which is almost flawless!

Is this because we live in California? I mean, WTF!

I'm insured under my '95 F-150 for liability only and its like $500/year compared to when i had full coverage on the '89 is for $1200/year

[benDASHDASH]

Farmers goes by the year. I called and a 91 318is would cost more than an older 325is. BTW, I'm 17 with an accident and my cabrio insurance is a bit over $1000 /6 months ...and its about full coverage. I think Cali just costs more.