318is totaled - insurance won't acknowledge added value of modifications

[accident]

O dang, you got me. Regardless of my driving record or biological factors, shit would still be expensive because of assholes like you that defraud the insurance companies. The more they pay out, the higher the rates go for everybody, regardless of other factors.

Also: insurance isn't about what you and the internet thinks it's worth, it's about what the car is ACTUALLY worth.

[dvck]

im going to assume OP may or may not be a male.

[Avus E30]

Get used to it, Bro Di Maggio. In everyones eyes, we drive obsolete piles o' shit. They laugh at us for even modifying these cars.


Mariano

yup

[moe30]

Their insurance company won't care what a bunch of car guys say about insurance or a claim payout... so this thread is pointless as fuck.

/thread.

[moe30]

o dang, you got me. Regardless of my driving record or biological factors, shit would still be expensive because of assholes like you that defraud the insurance companies. The more they pay out, the higher the rates go for everybody, regardless of other factors.

Also: Insurance isn't about what you and the internet thinks it's worth, it's about what the car is actually worth.

qft.

[Ziggens96]

O dang, you got me. Regardless of my driving record or biological factors, shit would still be expensive because of assholes like you that defraud the insurance companies. The more they pay out, the higher the rates go for everybody, regardless of other factors.

Also: insurance isn't about what you and the internet thinks it's worth, it's about what the car is ACTUALLY worth.

Again, I'm not trying to defraud anyone.
Who decides what any car is worth? KBB? Insurance? Me? You? It's been said plenty of times on here, a car is worth what someone will pay for it.

[dvck]

so get someone to pay you 5k for your totaled 318is

[accident]

Again, I'm not trying to defraud anyone.
Who decides what any car is worth? KBB? Insurance? Me? You? It's been said plenty of times on here, a car is worth what someone will pay for it.

Maybe in the world of buying and selling. This is insurance, your car is worth book value.

[Ziggens96]

Beat me to it.

Let me guess. Your a male, probably in your 20s, had a bmw, and now have a questionable driving record?

You got the first 2 right. I pay a lot for insurance too but I'm not whining about it. Cool handle BTW.

[tonywonder]

they are giving you 3K for the car? didnt even know the 318is was worth that much. whats your insurance? i would just take that money buy another and swap the parts dude. what is the condition of the parts installed on the car?

[Harry's E30]

im in a very similar situation at the moment i have a 88 325i convertible and my insurance offered 2700 im trying to fight it but it doesnt look to hopeful, if you can try and find examples of other 318s as examples good luck

[dvck]

what's with you people not taking that money for your cars, and swapping the parts over to a
clean shell that can easily be had for pennies?

unless you made foolish moves and over paid for your cars.

either case...

[Ziggens96]

oh, find a clean shell and swap the parts over? why didn't i think of that?

[MR E30 325is]

what's with you people not taking that money for your cars, and swapping the parts over to a
clean shell that can easily be had for pennies?

unless you made foolish moves and over paid for your cars.

either case...

Hi, my name is insurance guy.

I will give you 3k for your totalled E30.

Or you can not be lazy, do a little bit of research and work, and potentially talk me into giving you 5k for the same exact thing.

The choice is yours. But I would imagine you are some 20 year old dude, with a BMW and the thought of extra work outside of your daily tempo would be crushing.

Come on. You arent going to sit at your computer and tell me that you wouldnt do an extra 3 to 4 hours of work to potentially receive a thousand or two thousand dollars?

One of the things that keeps businesses and things everywhere intact is people who dont immediately settle for whatever someone tells them. Sometimes you need to leave your comfort zone and push to get what is yours, or what is right.

to the OP, I say you do whatever you can, ads, receipts, testimonials and an appraisal to get you what you deserve.

Greed is what causes prices to inflate. Not some kid who is going to get an extra 2k from a wrecked car. Fuck off me man.

[Ziggens96]

Hi, my name is insurance guy.

I will give you 3k for your totalled E30.

Or you can not be lazy, do a little bit of research and work, and potentially talk me into giving you 5k for the same exact thing.

The choice is yours. But I would imagine you are some 20 year old dude, with a BMW and the thought of extra work outside of your daily tempo would be crushing.

Come on. You arent going to sit at your computer and tell me that you wouldnt do an extra 3 to 4 hours of work to potentially receive a thousand or two thousand dollars?

One of the things that keeps businesses and things everywhere intact is people who dont immediately settle for whatever someone tells them. Sometimes you need to leave your comfort zone and push to get what is yours, or what is right.

to the OP, I say you do whatever you can, ads, receipts, testimonials and an appraisal to get you what you deserve.

Greed is what causes prices to inflate. Not some kid who is going to get an extra 2k from a wrecked car. Fuck off me man.

Christ, finally someone who gets it. Mr.Dick and NeEd4SpEeDyO!1 had me thinking I was on e30tech for a minute.


and yeah, obviously this thread is a giant shitfest at this point so we might as well keep it going, true to r3v fashion