Who is insuring your precious e30??

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  • slammin.e28
    שמע ישראל
    • May 2010
    • 12054

    #31
    State farm. $154 a month on two cars, e46 330i and e36 M3. Once I add my e28 back on, it'll go down to $130 something....or at least that's what it was with my e30 'vert, M3, and e46 back in the Summer. Then it went up when I took a car off.
    1974.5 Jensen Healey : 2003 330i/5

    Comment

    • nando
      Moderator
      • Nov 2003
      • 34827

      #32
      Originally posted by ohthejosh
      Insurance is for injuries not damage. If you are at fault, believe that if the people you were involved in an accident with aren't super nice you will get sued for shit that you would not believe.

      We got sued after over 6months passed since the accident for medical bills. They claimed neck injury suits fckn 6 months later. Insurance covered it but the premium skyrocketed so you end up paying for it either way but without insurance, youd go court, lawyer up, lose, and pay the medical bills out of pocket. Not worth it.
      I got sued 3 years later. same reasons. 6 months seems prompt. :p

      by that time, I'd almost completely forgotten about the accident. they even tried to name my wife, who I didn't even know at the time, in the lawsuit. my premiums didn't seem to go up much though, which was wierd.
      Build thread

      Bimmerlabs

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      • ohthejosh
        R3V Elite
        • Mar 2010
        • 4963

        #33
        Originally posted by nando
        I got sued 3 years later. same reasons. 6 months seems prompt. :p

        by that time, I'd almost completely forgotten about the accident. they even tried to name my wife, who I didn't even know at the time, in the lawsuit. my premiums didn't seem to go up much though, which was wierd.
        Im pretty sure some friend or so suggested suing and thats what triggered it. It's ridiculous how long they can go before they can declare crap like that. 3 years is beyond ridiculous that just straight up robbery.
        SO MUCH MORE TO DO!!
        IG: ohthejosh

        LEGIT CHECK ME BRUH
        BUYER FEEDBACK THREAD

        Comment

        • InuFaye
          R3VLimited
          • May 2010
          • 2221

          #34
          Erie.

          1600 a year for E36 M3,Evo 9, 328i,325i, and an MGB.
          500k/1M Poilcy.
          23yr old male Unmarried.
          1986 Plymouth Horizon. Base.

          Comment

          • ohthejosh
            R3V Elite
            • Mar 2010
            • 4963

            #35
            Originally posted by InuFaye
            Erie.

            1600 a year for E36 M3,Evo 9, 328i,325i, and an MGB.
            500k/1M Poilcy.
            23yr old male Unmarried.
            Less than 2 years you should see a drop in rate! the last thing to be excited about. Everything after 25 seems to be down hill and depressing. LOL
            SO MUCH MORE TO DO!!
            IG: ohthejosh

            LEGIT CHECK ME BRUH
            BUYER FEEDBACK THREAD

            Comment

            • drumad
              E30 Mastermind
              • Aug 2009
              • 1700

              #36
              Originally posted by Dagamus(NM)
              USAA, love it.


              Reminds me, I just turned 25 so I gotta check my rates now.
              2008 335i - n54b30
              1991 318i - m52b28
              1994 fzj80 - LAND CRUSHER

              Comment

              • ohthejosh
                R3V Elite
                • Mar 2010
                • 4963

                #37
                Originally posted by drumad


                Reminds me, I just turned 25 so I gotta check my rates now.
                Happy Belated!
                SO MUCH MORE TO DO!!
                IG: ohthejosh

                LEGIT CHECK ME BRUH
                BUYER FEEDBACK THREAD

                Comment

                • InuFaye
                  R3VLimited
                  • May 2010
                  • 2221

                  #38
                  Originally posted by ohthejosh
                  Less than 2 years you should see a drop in rate! the last thing to be excited about. Everything after 25 seems to be down hill and depressing. LOL
                  Its the last birthday I have to look forward to for awhile.
                  1986 Plymouth Horizon. Base.

                  Comment

                  • Isostar13
                    Wrencher
                    • Nov 2011
                    • 288

                    #39
                    I'm with USAA as well. I pay roughly $365/6 months premium, with a $50 deductible. Since I do all of my banking with them, the woman who quoted me said I'm getting a policy that is based on my net worth with the bank, not just the value of my car.

                    I'm not entirely sure how they came up with their figures, but I have really high coverage for both myself and passengers, my property, and drivers of other vehicles should I be the one at fault.

                    I just hope I never have to use it...
                    1988 325ix

                    Comment

                    • JRKOUPE
                      No R3VLimiter
                      • Dec 2004
                      • 3159

                      #40
                      Originally posted by GThomas
                      Progressive at 100 bucks a month. Why am I paying so much compared to everyone else? No tickets on the books anymore and when I first called around to insure the e30 every other major insurance company quoted me around 900+ per 6 months...

                      because of where u live....

                      try essurance..and geico....
                      I love sitting down and just driving!

                      Comment

                      • JRKOUPE
                        No R3VLimiter
                        • Dec 2004
                        • 3159

                        #41
                        You all should consider vintage coverage if: you garage car and drive within the mileage limits...and its not your main vehicle.
                        I love sitting down and just driving!

                        Comment

                        • Rsully70sev
                          R3VLimited
                          • Sep 2010
                          • 2391

                          #42
                          That was the dumbest thing I ever read Vinni. And isn't there a statue of limitations Nando? I believe in California it's two or three years.

                          Comment

                          • nando
                            Moderator
                            • Nov 2003
                            • 34827

                            #43
                            Originally posted by Rsully70sev
                            That was the dumbest thing I ever read Vinni. And isn't there a statue of limitations Nando? I believe in California it's two or three years.
                            yes, it's 3 years. they filed suit like a week before it expired.
                            Build thread

                            Bimmerlabs

                            Comment

                            • e30vert
                              E30 Mastermind
                              • Jan 2005
                              • 1789

                              #44
                              State Farm - Home, 6 vehicles insured - varying coverage on vehicles - $ 65 a month. Im > 45 with good driving record and no claims.



                              Have a friend of the family that is an older woman and she bumped a guy backing out of a Target parking lot where there were blind corners , etc. It was an older man that was hit and she got sued for 175 K. They were going to take her house to pay the bills before she got a friend who is a lawyer involved with her insurance companies lawyers. Now they are going to duke it out with the older mans lawyer.

                              So as stated 3 K for an e30 no matter how precious to the owner is nothing when it comes to medical costs.

                              Comment

                              • VinniE30
                                R3VLimited
                                • May 2010
                                • 2113

                                #45
                                Originally posted by Rsully70sev
                                That was the dumbest thing I ever read Vinni.
                                Your post was the dumbest thing I've ever read. You make no counterargument whatsoever.
                                Zinno '89 <24v swap in progress>

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