Do you remember?

[Cletonius]

The same reason it will be cheapest to insure is the same reason you'd never want to get that thing in an accident/totaled. They'll only give you what it's titled and registered as. The second you try to argue it's not what the title states it as, you're royally effed and they won't listen... or worse.

Worse? Worst that can happen is it gets totalled and the good bits aren't salvageable. Either way, its just a car. Might be a good candidate for a track car.

[MX339]

Worse? Worst that can happen is it gets totalled and the good bits aren't salvageable. Either way, its just a car. Might be a good candidate for a track car.

Stated value insurance is always an option as well. Like I said, the biggest problem is if you get caught by the Feds. Don't ask me how, but you never know what could happen. That car could be wanted for all we know. It's still extremely tempting though...