How much is your insuance?

[GThomas]

I pay roughly 900/yr for the 318is w/ Hagerty, which i set the value and 110/ a month for a 03 Honda Pilot. I'm 28 and have a clean record. Whenever i see threads like this it confuses the shit out of me how people in other states pay like an 1/8 of what i have to pay for insurance! Is it that biased on location? Any insurance gurus care to chime in?

[slammin.e28]

I pay roughly 900/yr for the 318is w/ Hagerty, which i set the value and 110/ a month for a 03 Honda Pilot. I'm 28 and have a clean record. Whenever i see threads like this it confuses the shit out of me how people in other states pay like an 1/8 of what i have to pay for insurance! Is it that biased on location? Any insurance gurus care to chime in?

Yes, location.

Live in the middle of nowhere (me) there are less people to have an accident with.

Live in, say, NYC, there's a shit ton more people, and thus, more opportunities for an accident to occur.

[BenM]

I pay around $135/month for my truck and E30. I'm 25yrs old, live in New Haven, CT and have been accident free for 6yrs. (except 3 months ago when someone obstructed my ROW on my bike).

100K/300K Liability
1995 F250 Diesel - collision/comprehensive
1989 325i 4dr. - none

Forgot to mention that's with progessive.

[Nick_S]

Crap man I'm about to be 25 and I pay 117/month. That's close to minimums. That's progressive for you... I need to get with some of these other Companies. Havnt had a ticket in 6 years and the last accident wasn't my fault. (Rear-ended)

I'm with progressive and my rate is right around $20 a month for my E30. Well above minimum but not full coverage. I have some discounts on my policy though and a ticket within the last year or two.

[robo_trigger]

I live in urban boston and pay 1400 a year to insure two e30's and a toyota pickup. No tickets, no accidents. Comprehensive coverage on all vehicles. so like 114 a month or something? We used to have state regulated insurance in massachusetts though, so it would have been cheaper had they not deregulated.

[andrewm]

Interesting, I'm seeing some lower values than I would have thought. I wonder if it's just FL, or if I'm getting screwed. I've looked in to changing insurance carriers, I wonder if state farm would be willing to lower my rates based off the fact I'm prepared to leave for better rates.

[RawToast]

Hate looking in these sorts of threads so I'll just post with out reading lol...

21 y/o male
3 moving violations
$3,240 a month.

* knock on wood * I won't get another

[robo_trigger]

....3k a month?

[Jon325i]

$3,240 a month.

That's $38,880/year. Pricy coverage there.

[frankie591]

That's $38,880/year. Pricy coverage there.

Ya especially since the average wage in the US is like 42k a year before taxes...I thought my coverage was bad at 1k a year!

[Cabriolet]

YI thought my coverage was bad at 1k a year!

1k is what most people i know pay a year +-100.

[dnguyen1963]

Hate looking in these sorts of threads so I'll just post with out reading lol...

21 y/o male
3 moving violations
$3,240 a month.

* knock on wood * I won't get another

How much do you make a month for a 21 yrs old?

[kwill22]

I hope that was a horrible typo... 3k is stupid numbers

[dreamchasin]

My fiance is on my insurance, I am 22 she is 19, I pay the insurance -_- and it's roughly 300 a month full coverage on my 1990 325is and her 2007 nissan maxima (which i co signed for). She had 1 or 2 accidents (with a Jeep she had on her parents insurance), I had none.

EDIT: This is with State Farm, who I have been with since I was 17

[JCarp90]

$121/mo. Progressive liability with 100/300. I have 1 accident, no tickets.

I feel like I'm getting bent over by looking at these prices.