Car was hit when parked. How to get fair settlement?

[SedanSandwich]

Guy wants to go through insurance.

[rturbo 930]

You should be able to fix that for much, much less than $1300.

[e30austin]

That's seriously all it did? Get $500 cash, get a new grill and have a bumper painted. Pocket the rest. I wouldn't even waste your time going through insurance for that if you have the option of settling outside of insurance.

Sucks that it happened. Sorry man!

GL

[Herr Faust Schinken]

That sucks I hate to see a fellow lachssilber car damaged

[SedanSandwich]

Hey r3v. Recently my E30 was hit when someone was trying to park. He left his info and set up a claim with his insurance company (USAA). Adjuster came out today and hasn't gotten back to me. I went and got some estimates of what it would cost to get it fixed and its around 1300 to 1500. How can I make sure they don't total the car/ I get enough to get the car back to pre- accident condition?

Pictures of car before incident







Pictures of damage. Bumper is toast, valance has a lot of movement, headlight grill is broken, fender dented. :(