Grundy Experiences?

[jeffnhiscars]

Grundy wouldn't accept me because all the cars I own are from the 80's. Even though I have 2 other cars that I don't consider collector cars to drive daily they didn't care and said there to old to be reliable. So I have Hagerty and I guess it's better than no collector car insurance at all for the mean time.

I found hagerty to be very clear about you having to have a rather new car whereas grundy told me as long as we had reasonably newer than the e30 it was fine.

[mariano_is_my_hero]

Neither Hagerty nor Grundy would insure my Datsun because I live in an apt complex with a shared garage.... pretty annoyed by it, but I did get a stated value policy from Farmers

chubbs would insure you probably

when i live in west la in a townhouse with a shared garage they covered my 2002

[1990m3]

they insure my m3 for 40k for about $250/year. Works for me, Hagerty wanted closer to $750 IIRC

[Bmwdayz]

Grundy wouldn't accept me because all the cars I own are from the 80's. Even though I have 2 other cars that I don't consider collector cars to drive daily they didn't care and said there to old to be reliable. So I have Hagerty and I guess it's better than no collector car insurance at all for the mean time.

[e30austin]

Don't sweat it man. No one makes great decisions at age 22. Sounds like you made some smart car investments. They probably wouldnt have happened had you not been having fun driving.

You are correct there. I don't regret the times at all!

[brads2002]

You can always drive the car to work if you're getting emissions testing, having tires installed, having a mechanic look at it, etc. I have a number of those things come up every year.

Yes....very good point.

I will be looking into Grundy in April (I'll be 25) for my E28 M5, (soon to be) Z3MC and the M-Tech cabrio (the only cars that have covered storage at the moment). Hopefully they will be willing to work with my less than stellar driving record, though it has been almost three years since I received a citation, but their website says they go back five years... Wish I would have thought about my future when I went and racked up a shit ton of tickets in a year's time... :/

Don't sweat it man. No one makes great decisions at age 22. Sounds like you made some smart car investments. They probably wouldnt have happened had you not been having fun driving.

[e30austin]

I will be looking into Grundy in April (I'll be 25) for my E28 M5, (soon to be) Z3MC and the M-Tech cabrio (the only cars that have covered storage at the moment). Hopefully they will be willing to work with my less than stellar driving record, though it has been almost three years since I received a citation, but their website says they go back five years... Wish I would have thought about my future when I went and racked up a shit ton of tickets in a year's time... :/

[2mAn]

Neither Hagerty nor Grundy would insure my Datsun because I live in an apt complex with a shared garage.... pretty annoyed by it, but I did get a stated value policy from Farmers

[agent]

Thanks for the feedback, guys. Just bound 60K for $443 yearly, about half of Hagerty.

Grundy was pretty clear about not driving the vehicle to work. I am not sure Hagerty's take on it but in my situation that's fine.


Hopefully the claims process is easy if one ever comes up.

You can always drive the car to work if you're getting emissions testing, having tires installed, having a mechanic look at it, etc. I have a number of those things come up every year.

[brads2002]

Thanks for the feedback, guys. Just bound 60K for $443 yearly, about half of Hagerty.

Grundy was pretty clear about not driving the vehicle to work. I am not sure Hagerty's take on it but in my situation that's fine.


Hopefully the claims process is easy if one ever comes up.

[agent]

Grundy guy here as well. Also paying half or less what Hagerty quoted me, with fewer restrictions. The process of getting Klaus insured was painless.

[Mfever]

I switched over from hagerty as well. I used to pay $550 annually and now $198 with Grundy for the same coverage, mileage, and 5k more in agreed upon value! It was a no brainer.

[jeffnhiscars]

I sent them 1 pic about a month ago and a couple of days later they sent me a policy and an invoice for peanuts. Perhaps an M3 being more valuable gets more due diligence

[brads2002]

nice, so far so good. was it just one picture? the cars are kind of sandwiched in for their winter rest. I can't get all sides without moving things around.

Good to know on the garage pic. Were you able to email the pictures to them?

[ttrousdell]

I went through the process about 6 months ago and yes I am now paying about half for a 30k policy for my 88 m3 then with Hagerty.

The paperwork process wasnt too bad. I had to send some forms in with questions about my driving record, personal info, a picture of the garage where the car is stored and a high res photo of the car. Within a few days I was insured.

Luckily I have never had to go through a claim process with them but i'm interested to hear if anyone has.