Wtf? Progressive?

[equate975]

This is odd as hell....

I have 2 cars on my insurance, the m3 and my jetta. Periodically I take the m3 off (like when its in storage or being worked on for a while) to save some money.

About a week ago I asked my agent to take it off again because my 6 month renewal is coming up and I just want to pay for the jetta. I had previously gotten a bill for $755 for the two cars.

Well I go online the day before to pay (this is on tuesday) and its still $755. So I call today to confirm the m3 is off, and it wasn't. So I ask the guy to take it off and issue me a refund for the 6 months.

$5, yes $5 is all I get back.

I still don't quite understand this, but I asked him a lot of questions, and what it boils down to is it costs me $5 to insure my m3 for 6 months on top of my jettas bill.

I don't know if thats really awesome, or really stupid. I'm going to call my agent right now because I still don't quite believe it.

[kronus]

It makes sense. You're one person, you can't drive both cars at the same time.

I think if you tried taking off the Jetta and leaving the M3, your payment will be a lot more than just $5.

[equate975]

I called my agent, and progressive has some fucked up way of doing this. Its something like they take 20% off the insurance of your first car for your second, then all the tickets get put on your first car, and something something.... I have really no fucking idea whats going on but he said thats right. He said he has clients that it will cost them MORE money to insure 1 car instead of 2.

I mean for $5 wtf is the point of taking the m3 off in the first place? Might as well just leave it on.

I think its time to go shopping for a new company now that I'm off high risk.

[Bill 84 318i]

You won't be able to figure out how they calculate their rates. Period.

Find the cheapest, go with it.

[VacMan]

You won't be able to figure out how they calculate their rates. Period.

Find the cheapest reputable company, not fly-by-night, go with it.

Fixed.

[nando]

How many times can I share my disaste for insurance companies like geico and progressive? these guys suck - they cost a fortune because they spend so much money on ads and other bullshit. they alway send me crap that says "you can save $500 on your insurance!!!?!?!!". too bad I don't spend that in a year..

[318isbmw]

State Farm has been great to my parents and I. Had no issues w/ me having 2 cars, got my c10 just on insurance to have it stored so its only $7 and then they've been great to me with the insurance on the e30. Altho still am on high risk but have no tickets or accidents.

[Jean]

I've had progressive for one year and ditched them when the renewal came and I have a clean record. They suck.

[Aptyp]

My insurance was actually cheaper when I had 2 cars. No idea why, but while I had e30 and a ford ranger, my insurance was $7 per month cheaper. Now I have 2 e30's, and my insurance once again is $7 cheaper.

EDIT: also with progressive

[Charlie]

My insurance was actually cheaper when I had 2 cars. No idea why, but while I had e30 and a ford ranger, my insurance was $7 per month cheaper. Now I have 2 e30's, and my insurance once again is $7 cheaper.

EDIT: also with progressive

Multi car discount. Most insurance companies do it.

That being said, 755 bucks to insure a jetta? Please tell me that includes comprehensive.

-Charlie

[nitro325is]

I dropped progressive a few years ago when I got my first bike. They wanted like 8K a year just for the bike(worth 2k)LOL.

anyways right now I have my 07 cbr1000rr, 07 350z, 05 Pathfinder, and 90 325is--- all full coverage double the liability minumum coverage and I only pay 2k a year with State Farm.
Im 29/single/ no accidents/tickets in 8 yrs. 760+ Fico

Credit is a biggie with insurance companies besides driving record.

[SpecM]

GEICO

that is all

[z31maniac]

It makes sense. You're one person, you can't drive both cars at the same time.

I think if you tried taking off the Jetta and leaving the M3, your payment will be a lot more than just $5.

You are obviously very wise in the ways of insurance.

Call State Farm.

/thread

[Charlie]

GEICO

that is all

HAHAHAHAHHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAH AHAHAHAHA.

Oh jesus.

-Charlie

[dlmpsy]

I park my car for the winter, every time I cancel my policy on my e30 the insurance company says I have to take my license plate to the state police since the car is no longer insured. I tell them if the police have nothing better to do they can come and get them. Once I intentionally let my insurance "expire" since I parked the car for the winter, I received a bill and called the adjuster. They said letting the insurance expire is not the same thing as cancelling the policy, it's weird that my insurance will "end" on a certain day if I don't pay, but I have to call them to quit getting the bills. I hate insurance companies....