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Does full coverage comprehensive insurance cover flood?

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    #1

    Does full coverage comprehensive insurance cover flood?

    My audi got flooded. 5 inched of water inside the car - smoke billowing out of the tailpipe, ect ect. It won't start - it's stranded 9 houses away from my home.

    I have full coverage insurance - is there any chance im not covered?
    "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."
    Tags: None
    #2
    Read the policy, really varies from company to company and state. Call 'em.

    -Charlie
    Swing wild, brake later, don't apologize.
    '89 324d, '76 02, '98 318ti, '03 Z4, '07 MCS, '07 F800s - Bonafide BMW elitist prick.
    FYYFF

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      #3
      Ok great. I'm covered with no deductible.

      What are the chances this thing is totalled?

      Water in the car - no start - smoke out the tailpipe.
      "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

      Comment

        #4
        Will the engine crank or turn over? if not I would say its totalled.

        www.gutenparts.com
        One stop shopping for NEW, USED and EURO PARTS!

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          #5
          It cranks - but no start. If it starts it idles at like 100 RPM, smokes then dies.
          "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

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            #6
            take the intake boot off and see how much water is in there. Also check the filter and change the oil.

            www.gutenparts.com
            One stop shopping for NEW, USED and EURO PARTS!

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              #7
              It's also probably noteworthy that it was knocking and the tranny doesn't like to shift. Time for a new car I guess.
              "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

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                #8
                I thought you were smarter then that...

                1986 325es (69k) Garage Queen Buy It Now 10k;1986 325es (track rat) 2.7i How-To & 1.1/1.3Motronic UpGrade
                1991 318is (daily driver) 1991 318is M42 Maintenance How-To;1989 325i (parts car)

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                  #9
                  Originally posted by kenika65 View Post
                  I thought you were smarter then that...
                  Than*

                  PS - I have full coverage insurance and gap coverage on a depreciated asset.

                  Yeah, I'm smarter then that, bitch.
                  "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                  Comment

                    #10
                    wow sensitive also...

                    1986 325es (69k) Garage Queen Buy It Now 10k;1986 325es (track rat) 2.7i How-To & 1.1/1.3Motronic UpGrade
                    1991 318is (daily driver) 1991 318is M42 Maintenance How-To;1989 325i (parts car)

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                      #11
                      Hydrolock that bish just to make sure it is totaled.

                      Closing SOON!
                      "LAST CHANCE FOR G.A.S." DEAL IS ON NOW

                      Luke AT germanaudiospecialties DOT com or text 425-761-6450, or for quickest answers, call me at the shop 360-669-0398

                      Thanks for 10 years of fun!

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                        #12
                        Sounds to me like it would be totalled, but your insurance company is who you need to ask.

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                          #13
                          I checked the oil and it's like sandy clay. I'd say it's done. Kind of a blessing, really...
                          "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                          Comment

                            #14
                            Yep its done. What kind of audi was it?

                            www.gutenparts.com
                            One stop shopping for NEW, USED and EURO PARTS!

                            Comment

                              #15
                              Originally posted by e30s52 View Post
                              Yep its done. What kind of audi was it?
                              a4 1.8t quattro
                              "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

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