Does full coverage comprehensive insurance cover flood?

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  • Turf1600
    R3V OG
    • Nov 2006
    • 9815
    #1

    Does full coverage comprehensive insurance cover flood?

    My audi got flooded. 5 inched of water inside the car - smoke billowing out of the tailpipe, ect ect. It won't start - it's stranded 9 houses away from my home.

    I have full coverage insurance - is there any chance im not covered?
    "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."
    Tags: None
    • Charlie
      kid tested, administrator approved
      • Oct 2003
      • 6686
      #2
      Read the policy, really varies from company to company and state. Call 'em.

      -Charlie
      Swing wild, brake later, don't apologize.
      '89 324d, '76 02, '98 318ti, '03 Z4, '07 MCS, '07 F800s - Bonafide BMW elitist prick.
      FYYFF

        Comment

        • Turf1600
          R3V OG
          • Nov 2006
          • 9815
          #3
          Ok great. I'm covered with no deductible.

          What are the chances this thing is totalled?

          Water in the car - no start - smoke out the tailpipe.
          "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

            Comment

            • e30s52
              R3V Elite
              • Oct 2007
              • 5235
              #4
              Will the engine crank or turn over? if not I would say its totalled.

              www.gutenparts.com
              One stop shopping for NEW, USED and EURO PARTS!

                Comment

                • Turf1600
                  R3V OG
                  • Nov 2006
                  • 9815
                  #5
                  It cranks - but no start. If it starts it idles at like 100 RPM, smokes then dies.
                  "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                    Comment

                    • e30s52
                      R3V Elite
                      • Oct 2007
                      • 5235
                      #6
                      take the intake boot off and see how much water is in there. Also check the filter and change the oil.

                      www.gutenparts.com
                      One stop shopping for NEW, USED and EURO PARTS!

                        Comment

                        • Turf1600
                          R3V OG
                          • Nov 2006
                          • 9815
                          #7
                          It's also probably noteworthy that it was knocking and the tranny doesn't like to shift. Time for a new car I guess.
                          "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                            Comment

                            • kenika65
                              E30 Fanatic
                              • Aug 2007
                              • 1336
                              #8
                              I thought you were smarter then that...

                              1986 325es (69k) Garage Queen Buy It Now 10k;1986 325es (track rat) 2.7i How-To & 1.1/1.3Motronic UpGrade
                              1991 318is (daily driver) 1991 318is M42 Maintenance How-To;1989 325i (parts car)

                                Comment

                                • Turf1600
                                  R3V OG
                                  • Nov 2006
                                  • 9815
                                  #9
                                  Originally posted by kenika65
                                  I thought you were smarter then that...
                                  Than*

                                  PS - I have full coverage insurance and gap coverage on a depreciated asset.

                                  Yeah, I'm smarter then that, bitch.
                                  "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                                    Comment

                                    • kenika65
                                      E30 Fanatic
                                      • Aug 2007
                                      • 1336
                                      #10
                                      wow sensitive also...

                                      1986 325es (69k) Garage Queen Buy It Now 10k;1986 325es (track rat) 2.7i How-To & 1.1/1.3Motronic UpGrade
                                      1991 318is (daily driver) 1991 318is M42 Maintenance How-To;1989 325i (parts car)

                                        Comment

                                        • StereoInstaller1
                                          GAS
                                          • Jul 2004
                                          • 22679
                                          #11
                                          Hydrolock that bish just to make sure it is totaled.

                                          Closing SOON!
                                          "LAST CHANCE FOR G.A.S." DEAL IS ON NOW

                                          Luke AT germanaudiospecialties DOT com or text 425-761-6450, or for quickest answers, call me at the shop 360-669-0398

                                          Thanks for 10 years of fun!

                                            Comment

                                            • Jand3rson
                                              Banned
                                              • Oct 2003
                                              • 37587
                                              #12
                                              Sounds to me like it would be totalled, but your insurance company is who you need to ask.

                                                Comment

                                                • Turf1600
                                                  R3V OG
                                                  • Nov 2006
                                                  • 9815
                                                  #13
                                                  I checked the oil and it's like sandy clay. I'd say it's done. Kind of a blessing, really...
                                                  "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                                                    Comment

                                                    • e30s52
                                                      R3V Elite
                                                      • Oct 2007
                                                      • 5235
                                                      #14
                                                      Yep its done. What kind of audi was it?

                                                      www.gutenparts.com
                                                      One stop shopping for NEW, USED and EURO PARTS!

                                                        Comment

                                                        • Turf1600
                                                          R3V OG
                                                          • Nov 2006
                                                          • 9815
                                                          #15
                                                          Originally posted by e30s52
                                                          Yep its done. What kind of audi was it?
                                                          a4 1.8t quattro
                                                          "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

                                                            Comment

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