Car insurance cancelled

[Mastrcruse]

Your insurance is $250 a month on a 318is?

[BeirBrennerE30]

I heard a great story that kinda applies here.

One of my friends little sisters just turned like 16 and was supposed to get her licence. But she didnt want "Cheep" car like her 2 older brothers got, Ford Explorer and Honda accord both only a few years old and both in good condition. So she refused to get her licence saying she was scared to drive and just kept begging everyone in her family for rides everywhere. After like 2 months of her parents going crazy carting her ass around they were like ok what car would you "feel safe" driving. Her answer... brand new Range Rover. She wouldnt get the licence until it was parked in the driveway and no substitute was acceptable.

so my advice to you is not to complain. Just politely ask for an excessive amount of rides everywhere you think you may want to go, since you dont have a car to drive yourself. I wanna see if this works again.

[92 mtechnic cabrio]

unless you live under a communist belief, your mom has every right to do what she did.

[91_tragedy]

Sounds like you need to be mad at yourself, not the parents. You pay NO rent, and your mom pays part of your insurance and you can get by on what you are making? Cell phone and gas cant run you close to 700 a month.

On the flipside, you can't make it on your own on 700 a month even without a car unless you are homeless!

Man up, suck it up and beg mom's forgivness, and MAYBE she will let your ass back, and eventually be so kind as to start helping YOU pay YOUR insurance bill again.

My dad convinced her to let me back in, I was paying for ALL insurance, they just helped me get the car, so I wasn't car less. Every 2 weeks following this friday.

I will get like 320 for a paycheck
-60 cellphone
-50 gas
-120 car paymeny
= 90 left for me/the car/and what ever else, usually plugs and filters

[Jscotty]

unless you live under a communist belief, your mom has every right to do what she did.

x2!


Your parents weren't going to put you out. They just wanted to get your attention.

I bet if you approached every single chore with excitement and enthusiasm and you told your parents that you are going to clean up EVERYTHING you would be surprised at how far that actually got you. Complaining and voiceing your opinion on "equal work" is only going to get you a seat on the city bus. But if you declare to your parents that they will never have to clean up a single thing again, they will not only pay off your half of the loan but they will finance anything that you want indefinately.

If you don't feel like cleaning up the kitchen after dinner, PRETEND like you can't wait to clean it up. And when they figure out that you are up to something, just tell them, "No, Mom & Dad.. its just that I appriciate the fact that I have a roof over my head and a warm dry bed to sleep in at night. Just relax. You will never have to do another thing in the house again."

[91_tragedy]

unless you live under a communist belief, your mom has every right to do what she did.

True, but some people have no idea how she is, all things considered I am at fault to but she goes bezerk sometimes and freaks me and my dad out.

[erik325i]

True, but some people have no idea how she is, all things considered I am at fault to but she goes bezerk sometimes and freaks me and my dad out.

How is that different than any other mom?

That's why I moved out as soon as I could. My parents don't pay my rent. They don't pay my tuition, they don't pay for my food. When I'm visiting my parents and they complain about something, I simply go home.
Sure, it's hundreds of dollars less per month I can spend on booze and cars, but with that comes freedom and responsibility.

-Erik

[golde30]

it doesnt matter whos name is on teh title when it comes to insurance. all my cars have been registered under my name, and my insurance has always been under my moms name. its cheaper for me that way, and the insurance company has never asked a single question.

[91_tragedy]

My mom and Dad are only on the title because I borrowed money from them, but i wanted to be on there to becuase I payed for most of it.

[Jand3rson]

You know parents are the same no matter time nor place
They don't understand that us kids are gonna make some mistakes
So to you, all the kids all across the land
There's no need to argue, parents just don't understand

I remember one year
My mom took me school shopping
It was me, my brother, my mom, oh, my pop, and my little sister
All hopped in the car
We headed downtown to the Gallery Mall
MY mom started bugging with the clothes she chose
I didn't say nothing at first
I just turned up my nose
She said, "What's wrong? This shirt cost $20"
I said, "Mom, this shirt is plaid with a butterfly collar!"
The next half hour was the same old thing
My mother buying me clothes from 1963
And then she lost her mind and did the ultimate
I asked her for Adidas and she bought me Zips!
I said, "Mom, what are you doing, you're ruining my rep"
She said, "You're only sixteen, you don't have a rep yet"
I said, "Mom, let's put these clothes back, please"
She said "no, you go to school to learn not for a fashion show"
I said, "This isn't Sha Na Na, come on Mom, I'm not Bowzer
Mom, please put back the bell-bottom Brady Bunch trousers
But if you don't want to I can live with that but
You gotta put back the double-knit reversible slacks"
She wasn't moved - everything stayed the same
Inevitably the first day of school came
I thought I could get over, I tried to play sick
But my mom said, "No, no way, uh-uh, forget it"
There was nothing I could do, I tried to relax
I got dressed up in those ancient artifacts
And when I walked into school, it was just as I thought
The kids were cracking up laughing at the clothes Mom bought
And those who weren't laughing still had a ball
Because they were pointing and whispering
As I walked down the hall
I got home and told my Mom how my day went
She said, "If they were laughing you don't need them,
cause they're not good friends"
For the next six hours I tried to explain to my Mom
That I was gonna have to go through this about 200 more times
So to you all the kids all across the land
There's no need to argue
Parents just don't understand

Oh-kay, here's the situation
My parents went away on a week's vacation and
They left the keys to the brand new Porsche
Would they mind?
Umm, well, of course not
I'll just take it for a little spin
And maybe show it off to a couple of friends
I'll just cruise it around the neighborhood
Well, maybe I shouldn't
Yeah, of course I should
Pay attention, here's the thick of the plot
I pulled up to the corner at the end of my block
That's when I saw this beautiful girlie girl walking
I picked up my car phone to perpetrate like I was talking
You should've seen this girl's bodily dimensions
I honked my horn just to get her attention
She said, "Was that for me?"
I said, "Yeah"
She said, "Why?"
I said, "Come on and take a ride with a helluva guy"
She said, "How do I know you're not sick?
You could be some deranged lunatic"
I said, "C'mon toots - my name is the Prince =
Beside, would a lunatic have a Porsche like this?"
She agreed and we were on our way
She was looking very good and so was I, I must say - word
We hit McDonald's, pulled into the drive
We ordered two Big Macs and two large fries with Cokes
She kicked her shoes off onto the floor
She said, "Drive fast, speed turns me on"
She put her hand on my knee, I put my foot on the gas
We almost got whiplash, I took off so fast
The sun roof was open , the music was high
And this girl's hand was steadily moving up my thigh
She had opened up three buttons on her shirt so far
I guess that's why I didn't notice that police car
We're doing ninety in my Mom's new Porsche
And to make this long story short - short
When the cop pulled me over I was scared as hell
I said, "I don't have a license but I drive very well, officer"
I almost had a heart attack that day
Come to find out the girl was a twelve-year-old runaway
I was arrested, the car was impounded
There was no way for me to avoid being grounded
My parents had to come off from vacation to get me
I'd rather be in jail than to have my father hit me
My parents walked in
I got my grip, I said, "Ah, Mom, Dad, how was your trip?"
They didn't speak - I said, "I want to plead my case"
But my father just shoved me in the car by my face
That was a hard ride home, I don't know how I survived
They took turns - one would beat me while the other was driving
I can't believe it, I just made a mistake
Well parents are the same no matter time nor place
So to you all the kids all across the land
Take it from me, parents just don't understand

[backtrail69]

You have to be at least 18 to have your name on the title at all. You say you are underaged.. that would be another issue. Just man up and deal with it. No point in being rash. Awesome will smith song BTW. hehe

[Jand3rson]

It immediatley popped into my head as soon as I read the first post. I laughed my ass off.

[91_tragedy]

I am 19, i meant like 21 and under. But yeah I agree Josh, they do not understand. All I wanted was the independance of my own car, and my own job, and pay my own way. Every time I try to talk to her she justs gets more bitchy. I am seriously considering moving out as soon as I can get the car paid off. Does anyone in the vancouver or PDX area have a place to crash for some$$ maybe down the road. I really cant deal with it anymore. All my friends give me so much shit about my parents being controlling, and I just say to them grow up and have responsibility. I would much rather be on my own then under their roof, because they can run your fucking life!!!! :hitler:

JOSH and the return key on the keyboard--FTW,

[StereoInstaller1]

Hey kid, if you are 19, get your own fucking insurance.

Mommy can't cancel a legally binding contract with an adult.

At 19, you are SUPPOSED to be an adult. Act it, no matter what she does.

She can toss your ass out in the street for being insolent, though.

If she can "ruin your life" it was not much of a life to begin with.

[kylebes1]

ram the car into something when she cancels the insurance. its in her name...