STUPID Capital One!

[Sean]

No hassle rewards, MY ASS!

I sent in an application for a NO HASSLE POINTS REWARDS card. First card I've signed up for or tried to get since my credit card from Wells Fargo at like age 18, 3 years ago.

What do I get in the mail? A no hassle MILES card. Seriously, how stupid are these idiots?

So, I call up and tell them I didn't get what I applied for. Then the guy says, "well, just go apply for the correct one."

HELLO - I DID! I spent like 2 weeks researching what card I wanted, because I figured, why not get a return for the money I spend, right?

Well, now he wants me to get another card? Wow, is that what credit card companies do, they purposely put you on the wrong card, so you'll sign up for another?

I'm so annoyed by this shit! If they would have given me the card I applied for, I'd be happy as a pig in shit. But, they have to go and fvck this up.

Anyway, I just had to vent. I don't think I'm going to activate my card. I'm just fine without another card. LOL

[Sean5294]

Capital One "WINS" Fatality :blowup:

Been there myself. Credit companies suck the big one

[FlyingPrick]

Capital One "WINS" Fatality :blowup:

Been there myself. Credit companies suck the big one

QFT. That's how they fucking enslave young people in massive debt.

Cash. It's good enough for hookers. It's good enough for you. ;)

[Bimmerista]

All credit card companies suck hard, but Capital One is one of the only companies that have severely screwed me over.

[Raxe]

My mother works with Capital One collections, they are stupid. They will give a card to absolutely anyone. You can put your yearly income as "None." and they'll still send you a credit card.

[swimstarguy]

You can put your yearly income as "None." and they'll still send you a credit card.

Because they know you won't be able to pay anything off and they'll be able to get you with interest for the next 50 years...

Credit card companies make errors like that all the time, on purpose. Next time you get a prepaid envelope from them, pinch one off in it, seal it, and then mail it from a public mailbox. Problem solved.


~Zar4

[Sean]

Swim guy, that's a good idea.

LOL

Well, I found out the card I applied for I wasn't approved for. So, they went ahead and gave me a different card. Whatever - I'll use it. But, what bugs me is that they didn't just tell me that - it woulda been nice to know why I didn't get the card I wanted. But, I guess that's just their strategy.

I just use cards for ease of paying bills - my balance is paid in full every month - has been that way since I was 18. I haven't paid a dime in finance charges ever, and never will. :)

Now...student loans...that's a different story....LMAO

[FlyingPrick]

here's an idea boys, next time you get one of those stupid fucking offers in the mail, don't fill out the application, just stuff it in their return envelope and drop it in the mail so they have to pay the postage, the cocksuckers. ;)

[equate975]

Capital One is HORRBILE. Worst CC company EVER. They have done everything but sodomize me with a fucking wrench.

I tried to leave about 6 months ago. You pay off your debt, then "cancel" your card. Then you can't use it for 3 months, then its officially canceled.

Sounds good on paper, BUT THEY CHARGE ME EVERY FUCKING MONTH. I keep getting like $2 protection fee charges. Well then I don't pay that so I get a $60 late fee charge. I have been on the phone talking to some dip shit dot head in India like 9 times now trying to cancel my card.

I finally quit. I just don't check it, I don't care if they charge me money, I'm not paying. Randomly though I just got a $20 check in the mail from capital one. I have no idea what this $20 is or what its for, but I cashed it.

Fuck them, their mom, and their dead grandmother.

[Turf1600]

but I cashed it.

Stupid idea.

[blunttech]

here's an idea boys, next time you get one of those stupid fucking offers in the mail, don't fill out the application, just stuff it in their return envelope and drop it in the mail so they have to pay the postage, the cocksuckers. ;)

i used to do this all the time when i was younger but i would put washers and bolts in the envelopes and seal the edges up with packing tape so the fucking thing weighed like a pound. but i got sick of doing that real quick. but if everyone in the country did it it would end soon. i think im going to start a revolution

[blunttech]

Stupid idea.

hahahaha no shit. try reading the fine print next time. nobody sends you anything for free.

[Turf1600]

i used to do this all the time when i was younger but i would put washers and bolts in the envelopes and seal the edges up with packing tape so the fucking thing weighed like a pound. but i got sick of doing that real quick. but if everyone in the country did it it would end soon. i think im going to start a revolution

This is a good idea. Get people to put like a 1/2 inch steel plate in it.

[blunttech]

This is a good idea. Get people to put like a 1/2 inch steel plate in it.

hahahahah i seriously used to go out to the garage and scrounge up old extra bolts and shit.
but steel plate hahahahahahahah

[Sean]

Thats a good idea to stuff the envelopes with crap! I did lots of research on the card I wanted, and this one has no charges. I have already realized though that you need at least 30 minutes before you can talk to a human. They don't even give you an option to speak to anyone until you've listened to 5 menus at least twice!

And, I've gotten lots of offers, and just throw them away. But, I did research and...well, I thought...this was the best card to get. Guess I'll find out. LOL