STUPID Capital One!

[JGood]

Wow, I was doing it wrong all this time. Thanks for showing me the right way to do it!

http://www.vertical-visions.com/_temp/postagepaid/index2.html

The USPS says that you can use a postage-paid envelope attached to any object or package (no dead animals, bombs, etc.) as long as it weighs no more than 72 lbs

GOLD!!!!

I need to get rid of hundreds of junk car parts by the end of May, and this is the best way I've heard so far. My trash pickup has a limit, and random dumpster runs are a PITA. Tomorrow, Capital One is getting a package sent to them full of ~15 e30 door and windshield gaskets.

[Roz]

Thats a good idea to stuff the envelopes with crap! I did lots of research on the card I wanted, and this one has no charges. I have already realized though that you need at least 30 minutes before you can talk to a human. They don't even give you an option to speak to anyone until you've listened to 5 menus at least twice!

This helps me get a real person quite a bit.

http://gethuman.com/

[Sean]

This helps me get a real person quite a bit.

http://gethuman.com/

Niiice! That's bookmark worthy for sure!

[CleanAzzE30z]

Whats in your wallet?




Mariano

[rwh11385]

Heeter, what's the interest rate and what not like with the BMW Financial card? Have you had it for a while? My wife and I just recently consolidated and paid off all of our debt, and are looking for a good card to do basically what I described above with. I have a Capital One card, but I'm not really happy with it.

Hey, found a statement and can answer that. 11.99% (1% a month)... used to be 13.49% as I remember seeing that a while ago. I've had it for two years. Actually, I also have two Chase CC's, and their APRs have dropped too - 9.99% vs. "as low as 10.99%" on Platinum and 10.99% vs. Freedom's regular 14.99%. Pretty decent rewards program too on the Freedom.

BMW pays 1 point for every $2 purchased with the card and it takes 10,000 points to get $100 free BMW clothing or other things, so the return isn't as good as Chase Freedom's 3% for the top 3 categories and 1% on everything else. BUT, you get special BMW perks, and would help a lot if leasing a new or CPO car as you can use rewards to pay for extra miles on the lease.

And I'm the only person I know with the card, and an invite came out of random in the mail - so who knows how to get one, I think good credit is a factor.

If you can get Chase Freedom or Blue Cash from AMEX, go for them. If I get another card down the road, it will likely be an AMEX Blue Cash, or a business one. My mother gets great rewards from Discover but I only need so much plastic.

screw capitol one.