Greed and our Nation kind of sickening to me.

[Vedubin01]

I have my own, thank you very much, but I will tell you the single biggest issue I face is working capital. Banks aren't lending. Period. I went to 6 banks with 8 years of positive track record, good credit, no black marks at all, and was looking for enough money (Modest mid-five figure amount, well within norms for the type of business) to make my already profitable operation more efficient. In other words, we all make more money. Every single one said things like "too risky" and "our underwriters frown on commercial lending now" and "well, how much cash collateral can you put up?"

In other words "Fuck off".

And why is this so? Because a bunch of greedy, unaccountable people gambled and lost. Somehow, they're still raking in the dough, but the rest of us continue to be expected to just suck it up.

Even though the US bailed out almost every bank out there, the banks are not taking risks like they once did. I also have this problem. So I sought out private investments firms. IF your business is as strong as you said it is, there are companies that will invest into your business. Its easier than you think!