Fuck you Obama

[Mudbone]

Calling bullshit on this. You still never substantiated how any of your healthcare premiums have increased because of ACA, it's not like insurance costs haven't been outstripping inflation for 25 years..

Bullshit, it is not. Our company's premiums have gone up every year (mainly due to the increasing age of our staff). This past year the rate of increase was THE WORST is my 20 years of managing this. ACA has allowed insurance companies to rate INDIVIDUALS based on age -- even those in a group plan. If this is not unwound, you are going to see ageism like you never have before. Mark my words.

[slaterd]

This thread makes me extremely grateful for my current benefits offered through my employer.

Contribute, I did not.

Same here. I remember when this was first starting off everyone in the company was panicking over rising costs. They increased a little bit...by about $40 a month for me and my wife. I'm really glad I got my healthcare through my employer now...one of the best financial decisions I've made.

Oh and Parsed I also wasn't too surprised at the typical asshats who get defensive over saying fuck Obama...ehum Brave.
After seeing the mess that was left for Obama to clean up though I can't give the man too hard of a time. Yeah, he's doing some shit I really disagree with, however, one mess at a time.

After having a long discussion with my wife, she's from France, I was actually able to see some of the good shit that came out of it. I was looking at him as a typicaly American who can't have all of the policies adhere to what I want. But overall, considering the shit that was on the floor when he walked into the White House, he managed to clean some of it up. Don't get me wrong, I'm not an Obama follower or anything and some shit he does really pisses me off but he can't please all 600,000,000 Americans and all those outside the borders.

Just a little article:

http://www.washingtonmonthly.com/magazine/march_april_2012/features/obamas_top_50_accomplishments035755.php?page=all

[IXSTATUS]

Thats funny where people place the blame. True Politics. You have a group of people paying less money due to them being less a risk and have another set of people with the same risk paying more. Go figure. lol Move to Canada then. Health care business is big business. Its business.

If you can not afford it shop around.

[BraveUlysses]

Bullshit, it is not. Our company's premiums have gone up every year (mainly due to the increasing age of our staff). This past year the rate of increase was THE WORST is my 20 years of managing this. ACA has allowed insurance companies to rate INDIVIDUALS based on age -- even those in a group plan. If this is not unwound, you are going to see ageism like you never have before. Mark my words.

Well, we're so glad you decided to register here just to post this. you're wrong and nobody should believe your anecdotal bullshit over real numbers

http://www.usatoday.com/story/news/nation/2014/09/03/health-care-spending-projections-obamacare-aging/15025709/

extensive info here:

http://kff.org/health-costs/

Oh and Parsed I also wasn't too surprised at the typical asshats who get defensive over saying fuck Obama...ehum Brave.
After seeing the mess that was left for Obama to clean up though I can't give the man too hard of a time. Yeah, he's doing some shit I really disagree with, however, one mess at a time.

You misinterpret the point of my posts. I'm anti-retard rather than defender of Obama (whom I've never voted, nor do I approve of, solely due to the expansion of the surveillance state).

[z31maniac]

Where are you getting your 'facts?' We are not the richest country any more, we're $17 Trillion dollars in debt! Do you not realize that Obamacare will only increase the deficit?


Sent from my iPhone using Tapatalk

Who's your favorite host? Limbaugh? Hannity? Savage?

It's good to know we can ignore your posts.

[Mudbone]

Well, we're so glad you decided to register here just to post this. you're wrong and nobody should believe your anecdotal bullshit over real numbers

I registered here because I think older BMWs are cool.

My post is fact, not bullshit. You may wish to argue that my story is unrepresentative of reality, but that would be actual bullshit. I actually pay for my employee's premiums on a very generous benefit plan. I know what I pay, and it's a considerable lot more this year than ever before.

As well, my comment about age rating is also fact. If you don't believe me, that's your preference. That does not make it untrue.

[Schnitzer318is]

As well, my comment about age rating is also fact. If you don't believe me, that's your preference. That does not make it untrue.

But age has always been a factor in health insurance rates.

As pointed out Obamacare is a misnomer as it is fairly similar to Romneycare. The ACA should be called just that... the ACA as it WAS a bi-partisan effort towards health care reform.

Like I said... 10% of people are paying more or lost their plans/doctors (I am one of them) but 90% of people are paying less... or even better in my estimation, now at least paying something. I am okay paying a little more (though it is still too much, and there are many factors to this) if it means that the country as a whole is better off.

I realize I am usually in the minority with my views above since most people want as big a slice of the pie as they can and who cares what everyone else gets... but I also believe corporations are not people, lobbying should be illegal, there should be no such thing as a career politician, entitlement programs need to be slashed (until the debt is paid off), defense spending needs to be cut drastically, and taxes need to be raised for certain brackets (until the debt is paid off). None of those things are likely to happen because they would actually benefit our country and everyone would be sacrificing something for the greater good... so yeah, our oligarchy will probably not last another couple centuries.

/end rant

[jalopi]

1. Being forced to buy something is the biggest crock of shit ever

2. I know it's a dick move to say "just keep $5k in your checking account at all times", but this allows you to get one of those high deductible, much cheaper per month premiums. $180/mo & I'm 26

[burkey001]

Not including how expensive my insulin has become now.

What does insulin cost in the US if you don't mind me asking?

I get 15x 3ml Humalog vials (like a 6 month supply) for $33.60 here in Aust. This is subsidized by our medicare system

[FrankenBimmer]

How can you blame Obama ? The only way to stop the huge inflation of health care costs is to reel in those costs by totally overhauling the system of total privatization of healthcare. Obama just created a health insurance marketplace and it didn't solve shit because its a compromise. Theres no way bipartisanship can come up with a real solution because the congress is paid by the healthcare industry to keep costs up.

[z31maniac]

1. Being forced to buy something is the biggest crock of shit ever

2. I know it's a dick move to say "just keep $5k in your checking account at all times", but this allows you to get one of those high deductible, much cheaper per month premiums. $180/mo & I'm 26

Cool.

So do you mind keeping approx. $250k in the bank so you don't have to purchase car insurance?

[iflytii]

The car insurance analogy isn't really valid because you have a choice simply not to drive a car. If you don't drive, you are not required to purchase automotive insurance. I think a better way to compare automotive insurance to "obama care" would be to make all those folks who don't own cars, like perhaps all the big city dwellers, purchase auto insurance. They would represent the "young and healthy", and make up for all the shitty drivers who have accidents to help keep rates "low"...

[Ether-D]

^That doesn't work either, because you can get cancer out of the blue when you're otherwise perfectly healthy. You can't wreck your car if you don't drive.

[Gary Horneck]

Well something had to be done, ACA is not perfect by any means, but its a start. Thousands of people show up in emergency rooms, all across the country, needing critical care. They have put off any type of medical care, cause they can't afford Doc in the box. They wait till they are completely screwed, then show up and have to be treated in ER. Especially if they come in via EMT's. The hospital can try to bill the patient, but good luck getting a penny. So the costs are passed on, to the rest of us.

A family member, non-insured, shot in the stomach during a robbery. Transported to ER, 40 days in hospital with complications. Bill was $625k. He laughed and said fuck you. Come get me. Not shit the hospital can do. Who absorbed that $625k bill? They made all the insured pay by upping the cost of everything. Sound fair?

[jalopi]

Cool.

So do you mind keeping approx. $250k in the bank so you don't have to purchase car insurance?

What?? No, it's the equivalent of keeping $5k in the bank at all times for your $5k auto insurance deductible. Do you not understand how premiums and deductibles work? The deductible has nothing to do with coverage. I know it's hard to grasp concepts when blinded by liberalism, so I'm gonna break this down real simple for you:

* All figures are examples, not exact. I'm not sitting in front of my policy here

* A high deductible, low premium [mandatory. the same policy cost me $100 before all this crap started] insurance policy will cost about $180/mo for me. A low deductible, high premium policy will cost almost $500. That's a difference of about $3800 a year.

* Total amount spent each year on the high deductible policy: about $2100. Total amount spent each year on the low deductible policy: about $6k. Coverage for both policies is the same

* Now, unfortunately $5k deductibles don't exist any more, which is why my policy went up. It's more like $3.5k now. Regardless, either way, if you're constantly going to the doctor or have serious health issues you're spending the same (roughly) amount of money. However, if you're relatively healthy then you can save almost four grand a year by using the high deductible policy. Only catch is that you have to keep money in the bank for the deductible

If this really needs to be explained further, or can somehow garner a counter, I'm done here

A family member, non-insured, shot in the stomach during a robbery. Transported to ER, 40 days in hospital with complications. Bill was $625k. He laughed and said fuck you. Come get me. Not shit the hospital can do. Who absorbed that $625k bill? They made all the insured pay by upping the cost of everything. Sound fair?

This is a surprisingly common scenario. Issue being that hospitals grossly inflate their prices (I hear it can go as high as 500%, sometimes more) as part of the haggling process with insurance companies. They ALWAYS come down to a reasonable price. The issue is that hospitals pull the same shit on civilians like us... most people don't know hospitals do this and freak out when they see these huge numbers. Also a big problem with this country's insurance problems. Alot of people would change their tune if the hospitals just came out and said the reasonable figure up front (in your situation, probably $80k) and offered a payment plan. Not saying everyone would do it, but I bet alot more would.