Converibles can be an iffy thing. In general BMWCCA events tend not to allow verts at all and some tracks don't allow them. Other organizations do allow verts with fixed factory rollover protection or roll bars at tracks that don't ban them.
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Insurance: The end of HPDE
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I don't understand why people think that their auto insurance policies should cover driving on the track. You are going much faster than normal, and are intentionally taking a car much closer to its limits. The entire reason I bought an E30 was because I can't afford to write off my E46 on the track. If I wad up the E30, I'll morn its passing and then move on to another one. Its about personal responsibility.
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