Insurance Policies that Accept Vehicle Modifications

[blefevre]

He is trying to get them covered under insurance. No company here is going to care what you do to it, but if you crash it they will value it at retail value. If I swap a S54 into a Geo metro it will still be worth $500 to the insurance company unless you can value your modifications to them.

[iamsam]

I can also do engine transplants at free will. There is no way the insurance company would ever know, even if you walked an adjuster up to the car and opened the hood.

"oh look, it's a BMW engine in a BMW!"

They probably wouldn't even do anything if I had a huge chrome blower sticking two feet out of the hood.

[Dean]

I'm in the UK and getting a modified policy is really hard, the moment mods are declared the price shots up like a rocket to the moon. I imsured my BMW via a track day/race policy with a specilist and it costs next to nothing. I also am allowed to do engine transplants at free will (note my S54 thread). My advice would be look into a policy like that and you will be surprised by how welcoming these companies are with people who have modified cars. Just my two cents worth.

[blefevre]

I know farmers will, but I haven't done it personally.

[bluefox280]

Guys, who's added vehicle modifications to their insurance policies?
GEICO will not accept such; looking for others who do.

- Erik