Cheapest Car Insurance with Clean Driving Record?

Collapse
X
 
  • Time
  • Show
Clear All
new posts
  • Grand525
    E30 Addict
    • Dec 2011
    • 491

    #1

    Cheapest Car Insurance with Clean Driving Record?

    If you are in the northwest and have a clean driving record, how much is considered as the best bang for the buck for a state minimum liability insurance on a ten years old stock sedan?
  • bmwm42
    R3V OG
    • Nov 2010
    • 6300

    #2
    Originally posted by Grand525
    If you are in the northwest and have a clean driving record, how much is considered as the best bang for the buck for a state minimum liability insurance on a ten years old stock sedan?
    I could be around 70 bucks for two cars at 500.deductibles
    Originally posted by bmwm42
    PNW vulture pm me for parts
    Strategic nw e30 command

    Comment

    • e30austin
      I waste 90% of my day here and all I got was this stupid title
      • Sep 2010
      • 15382

      #3
      I need to find a new insurance company...$270 for liability is bullshit.


      Comment

      • brutus87
        R3V OG
        • Feb 2010
        • 6280

        #4
        ^
        Yikes.
        sigpic

        Comment

        • Jboss12
          Grease Monkey
          • Jan 2012
          • 357

          #5
          $120 for 6 months with geico. Clean driving record.

          Whoops didnt see your doing it for a 10 year old car. Mines a 91'

          Comment

          • stamar
            E30 Fanatic
            • Apr 2011
            • 1362

            #6
            Are we quoting 6 months?

            I have 1 point and some worthless stuff like a seatbelt ticket and license suspension...

            So I dont get good driver, and my 6 month 2 car rate is less than 300, or 48 a month.


            at infinity

            Infinity Insurance provides a wide range of coverage options for you, your automobile, your business, or your home. Get a free online insurance quote today!


            so yours should be much lower than that. something like 38

            edit thats a great rate. For me, geico was more than 100 more for 6 months than infinity.

            Comment

            • SwiftE30
              E30 Modder
              • Jun 2010
              • 998

              #7
              as a second driver i pay $500 a year for simple liability.

              sooo...
              Originally posted by Jboss12
              $120 for 6 months with geico. Clean driving record.

              That's on my 91' though
              damn thats a good price.
              1989 E30 Zinnoberrot Vert 325i OBD1 S52 turbo;IP

              Comment

              • Jboss12
                Grease Monkey
                • Jan 2012
                • 357

                #8
                Yeah after calling a few insurance companies I just decided to go with geico. It's bare minimum. The coverage is 25k/50k bodily injury and Property damage 10k

                Comment

                • stamar
                  E30 Fanatic
                  • Apr 2011
                  • 1362

                  #9
                  ya you can lower it to 15 30 and 5k.

                  It should be noted as we compare rates, that seattle residents have some of the highest rates in the us.

                  Comment

                  • neighborhood
                    Grease Monkey
                    • Aug 2005
                    • 361

                    #10
                    Age will play a huge factor in how much you pay also......
                    Originally posted by payney8
                    We heard economics is american for card game t/f ? :P

                    Comment

                    • stamar
                      E30 Fanatic
                      • Apr 2011
                      • 1362

                      #11
                      ya totally, once youre over 25 it goes way down, and it keeps going down as you get older and older.

                      Comment

                      • AirplaneBuilder
                        E30 Modder
                        • Aug 2010
                        • 823

                        #12
                        For my e30 i pay $160 for 6 months but i got basic liability and also added theft, vandelism, uninsured motorist... Farmers


                        1989 Zinno 325i S50 ZF320

                        Comment

                        • Grand525
                          E30 Addict
                          • Dec 2011
                          • 491

                          #13
                          I heard they have different rate for different part of town such as zip code or something to do with the demographic and accident rate of the certain area, despite your age and clean driving record as a sole variant.

                          Without going through the hassle of obtaining public records, which area has the lowest / highest rates in the northwest,
                          Is it true that if your car is registered in a high density populated area, your insurance rate will be higher than the other small towns ?

                          On the other hand, we don't want to be hassled or taken advantage of too much by having the lowest rate if God forbid we end up being the one who cause the accident, unintentionally.

                          Given you have a spotless record and did all your due diligence, have you had that kind of issue with them?

                          Comment

                          • M-technik-3
                            I waste 90% of my day here and all I got was this stupid title
                            • Oct 2003
                            • 18946

                            #14
                            Originally posted by Grand525
                            I heard they have different rate for different part of town such as zip code or something to do with the demographic and accident rate of the certain area, despite your age and clean driving record as a sole variant.

                            Without going through the hassle of obtaining public records, which area has the lowest / highest rates in the northwest,
                            Is it true that if your car is registered in a high density populated area, your insurance rate will be higher than the other small towns ?

                            On the other hand, we don't want to be hassled or taken advantage of too much by having the lowest rate if God forbid we end up being the one who cause the accident, unintentionally.

                            Given you have a spotless record and did all your due diligence, have you had that kind of issue with them?
                            That and your FICO score depending on who is covering you.
                            https://www.facebook.com/BentOverRacing

                            Comment

                            • KenC
                              King of Kegstands
                              • Oct 2003
                              • 14396

                              #15
                              Originally posted by Grand525
                              I heard they have different rate for different part of town such as zip code or something to do with the demographic and accident rate of the certain area, despite your age and clean driving record as a sole variant.

                              Without going through the hassle of obtaining public records, which area has the lowest / highest rates in the northwest,
                              Is it true that if your car is registered in a high density populated area, your insurance rate will be higher than the other small towns ?

                              On the other hand, we don't want to be hassled or taken advantage of too much by having the lowest rate if God forbid we end up being the one who cause the accident, unintentionally.

                              Given you have a spotless record and did all your due diligence, have you had that kind of issue with them?

                              They do base it on zip code as well. I moved from downtown Portland to an affluent suburb and my rates went up. The cars in the area are more expensive and thus
                              more expensive to fix should it hit one.

                              If any of you have parents that are/were in the military, get USAA insurance. Way cheaper.
                              Originally posted by Gruelius
                              and i do not know what bugg brakes are.

                              Comment

                              Working...