Originally posted by Bmwdayz
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Seat Shocks....I have passed the baton to John Christy from Ninestitch. Email John or Garrett at ninestitch1@gmail.com
https://www.r3vlimited.com/board/sho...86#post4944786
Alice the Time Capsule
http://www.r3vlimited.com/board/showthread.php?t=360504
87 Zinno Cabrio barn find 98k and still smells like a barn. Build thread http://www.r3vlimited.com/board/show...20#post3455220
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Applied with them for my 745i years ago which condition-wise was easily in the top 1 or 2% nicest in the country. They hit me back with some condescending reply along the lines of "A four door BMW is not a collectible vehicle."
Found J.C. Taylor and they happily granted me an agreed value policy at a very reasonable price. If I ever need collector car insurance again Grundy can suck it.'84 318i - Lapisblau/Schwarz (in cryosleep)
'06 330i - Titansilber/Schwarz
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Originally posted by Mwishlist View PostSo for a daily driver, is an agreed upon price policy your best (only) option?
Every places I've checked have strict rules about when you can drive the car and for what purposes. Driving to work is excluded from the acceptable use list.
I personally haven't been able to sign up for an agreed value policy, because the companies I've checked require me to have an additional car for each driver in the house. This is impractical, since my wife and I ride the train to work and share the weekend car.
Just beware of the fine print. Agreed value policies are wonderful if you're able to jump through all the hoops!R135 /// 1990 Alpinweiß II 325is
└┼┼┘ /// 1993 Black/Black Convertible (sold)
..24
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Oh ok. I knew I couldn't get on any classic car insurance policies with driving it daily. I was under the impression you could do agreed upon pricing but I haven't looked into it yet in detail. I guess I'm pretty much screwed on the insurance thing.
I'm just not going to let it sit in the garage all week for insurance sake. I have a really nice commute to work and back every day, why have the car if I can't enjoy it?Thank god, R3V was getting boring since the ginger kid wrecked his car. - Stonea
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Agree with Aleman - definitely read the fine print, especially if you think you have an agreed value policy from any company that does not specialize in collector cars. A phone rep from Liberty Mutual told me they could provide agreed value coverage on my Touring. For some reason, the rep read me the fine print - the max they would pay is the LESSER OF agreed value or FMV. I said, "So, it's not really agreed value," and the rep replied, "yeah, I guess you're right."
Sent from my iPad using Tapatalk1992 325i Cabrio
1988 320i Touring
2000 M5
1977 530i
2015 328i - Euro Delivery/Performance Center Delivery
BMWCCA
E30CCA
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Originally posted by Mwishlist View PostWOW, what the hell?
Is there any insurance that will reasonably let me occasionally drive the car to work without a bullshit excuse?2006 GMC Sierra 2500HD 4WD LBZ/Allison
2002 BMW M3 Alpinweiß/Black
1999 323i GTS2 Alpinweiß
1995 M3 Dakargelb/Black - S50B32/S6S420G/3.91
1990 325is Brilliantrot/Tan
1989 M3 Alpinweiß/Black
Hers: 1996 Porsche 911 Turbo Black/Black
Hers: 1988 325iX Coupe Diamantschwartz/Black 5spd
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Originally posted by nrubenstein View PostThose are really best understood as stated value policies that CAP liability to keep policy cost down. Inflating it just costs you extra for nothing.
Is there any insurance that will reasonably let me occasionally drive the car to work without a bullshit excuse?
Just have a list of bullshit excuses on hand.My previous build (currently E30-less)
http://www.r3vlimited.com/board/showthread.php?t=170390
A 2016 Toyota Tacoma TRD 4x4 Offroad in Inferno is my newest obsession
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The "hoops to jump through" with most of the "agreed value" classic car insurance companies include storage in a locked garage, daily driver for each household member (usually not older than 20 years), no commuting, and photos. Motorcycles (even modern ones) don't count as daily drivers, which pissed me off as a frequent rider who enjoys vintage cars!
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Originally posted by MR E30 325is View PostI do not think so.
Just have a list of bullshit excuses on hand.2006 GMC Sierra 2500HD 4WD LBZ/Allison
2002 BMW M3 Alpinweiß/Black
1999 323i GTS2 Alpinweiß
1995 M3 Dakargelb/Black - S50B32/S6S420G/3.91
1990 325is Brilliantrot/Tan
1989 M3 Alpinweiß/Black
Hers: 1996 Porsche 911 Turbo Black/Black
Hers: 1988 325iX Coupe Diamantschwartz/Black 5spd
sigpic
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Originally posted by geovangelist View PostThe "hoops to jump through" with most of the "agreed value" classic car insurance companies include storage in a locked garage, daily driver for each household member (usually not older than 20 years), no commuting, and photos. Motorcycles (even modern ones) don't count as daily drivers, which pissed me off as a frequent rider who enjoys vintage cars!R135 /// 1990 Alpinweiß II 325is
└┼┼┘ /// 1993 Black/Black Convertible (sold)
..24
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Originally posted by nrubenstein View PostI do not commit insurance fraud. No way in hell is that worth it, especially not for a small amount of money.
Fraud requires intent. Being silly and driving to work probably doesn't rise to jump that bar.Seat Shocks....I have passed the baton to John Christy from Ninestitch. Email John or Garrett at ninestitch1@gmail.com
https://www.r3vlimited.com/board/sho...86#post4944786
Alice the Time Capsule
http://www.r3vlimited.com/board/showthread.php?t=360504
87 Zinno Cabrio barn find 98k and still smells like a barn. Build thread http://www.r3vlimited.com/board/show...20#post3455220
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Originally posted by nrubenstein View PostIs there any insurance that will reasonably let me occasionally drive the car to work without a bullshit excuse?
After a couple of months I called them back and told them I wanted to drive the cars more often. They asked how often and I told them approx 20-25 times per year each. They told me that was ok also and noted it in my file.
I do keep them both under the 2k miles per year limit, and have not had to make a claim.
Cory1992 325i Cabrio
1988 320i Touring
2000 M5
1977 530i
2015 328i - Euro Delivery/Performance Center Delivery
BMWCCA
E30CCA
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