How much are you paying for your insurance?

[Raxe]

For both of my E30s it's $3700 a year, minimum coverage (liability/comprehensive)... yeah.

And that's with a perfectly clean record, no tickets or accidents. FML.

[Mtnbkr29r]

$240 per 6 months, 20 years old clean record and no accidents. Allstate.

[E30is90]

What sucks about having full coverage on most E30s, even modified, is that if an accident occurs, they will only repair the vehicle if the damage is less than 50% of the book value. And the book value for even a 1991 E30 with an average of 200,000 miles is $2,200. So unless you have classic insurance and it is NOT your DD and it's garaged when not in use, the most you'd get is $2,200 minus the salvage fee. You might be able to get them to tack on some depreciated "improvement" costs, but not regular upkeep, maintenance or repair costs.

I kept full coverage on mine for about 16-years and then realized that the so-called book value of the car that the insurance companies base their valuation of the car didn't make sense to keep paying collision and comp. Now that I have a second car I will be considering classic insurance, which has a minimum of $15,000 collision and comp and is no more than standard carrier full coverage. But, you have to have a second DD registered in your name and insured at the same address for this be an option.

[gtarwiz]

I'm 24, pay $104 with Gieco with full coverage

[Fusion]

100$/qy per car, 300K damage, 500K health, free towing up to 125$ (about 60 miles), and windshield replacement in which case I'd only pay 5% of the price.

[pureaudio]

01 525iT and 11 Legacy are about $85 a month through Progressive I think and $159 a year through Hagerty for both my 2002's. Full coverage on all 4 vehicles with lower than default deductibles. The 2002's are crazy low because I never drive em and they are garaged year round but my premium with Progressive has gone down every 6 months since I first started my policy over 8 years ago. I wouldn't say I'm loyal to them, I've checked elsewhere but nobody can beat it.

[lolcantturn]

19 about $100 a month

What insurance?

[Matt-B]

23 about 55$ full coverage allstate ( 7$ a month is for 2500$ theft policy if anything is stolen)


clean record, etc

[BMWerke]

19 about $100 a month

[Need4Speed1299]

That is way more than i can afford, pal.

[SoEm0]

I have progressive and i am 27, single, clean record. I pay $36/month for basic + uninsured motorist

[e30Squid]

New Hampshire is the only state that doesn't require insurance....but it would be stupid not to have it.

[//MPower]

It isn't required in New Hampshire, but as always, you are still held financially responsible for any damages, injries, legal fees.

Anyone that is only carring the state minimum liability ammounts, I highly suggest talking to your agent about getting those ammounts increased.

You are responsible for paying any ammount of damage/injury/legal costs that exceed your coverage. If you only have $15,000 of property damage liability and do $30,000 of damage, you still have to pay the remaining $15,000 out of pocket.

[nando]

Quick question;

Can you guys choose to not have insurance at all?
That seems a bit... Dumb.

Over here you HAVE to have what I described to posts up.

as far as I know it's mandatory everywhere. Not to say that some people don't drive without it anyway..

[JasonC]

age 31, i got State farm. Had them since i was 16.


These are every 6 months

96 Dodge Ram 1500; $202 (liability)

96 Pontiac Firehawk; $341 (Full coverage)

65 Chevrolet Corvair; $50 (Full coverage)