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  • 92 mtechnic cabrio
    replied
    was paying $4000 a year. Now it's down to $2000 a year after:

    - switching the car to my mom's name
    - taking 15 units at school
    - switching insurance. (state farm -> AMEX)

    Leave a comment:


  • moatilliatta
    replied
    well i just checked out insurance for the company i have already and for my 2 cars on there its 130 dollars a month. 30 buck more than what im paying now... im pretty happy.

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  • golfdmb18
    replied
    I pay 930 a year for a 1987 325is with liability....im 18 and have 1 violation on my record. I go through my uncle's insurance compnay.

    Leave a comment:


  • Little Rocheleau
    replied
    well cheer up little buddy. when i first bought my 1991 318i i was paying just shy of $380 month for just liability through Geico! (I had 50K per person 100K per accident for coverage). granted I also had 4 speeding tickets. but whos counting right? and i work at Allstate insurance (that's my favorite part of the story :D ). After almost a year that nonsence, all but one of the tickets fell off during the same renewal period and i turned 21 shortly thereafter, so my rates dropped to below $100 per month. but then I wanted to have comprehensive (fire, theft, vandalasm, broken windshield/windows, windstorm, animal damage, etc) so i got that little bit and now pay just under $110 a month.

    Point is, 200 bones isn't too bad for a dude your age and an E30. Insurance is a necessarry evil I'm afraid. So get married or get good grades and your rates will drop. Or hurry up and turn 21 or 25.:razz:

    Leave a comment:


  • AdironRider
    replied
    I really wouldnt want to invest in full coverage. Our cars are not really that valuable and theyd more than likely total it as is, or give nowhere near the value. Well not at least for what I was quoted. 2250 a year with the gecko for full coverage on my 318is. Im not going to pay half the value of the car every year. Id rather save that cash and if I need to buy a new car cause I r3v'd it, so be it, it was my fault anyway and probably deserve it.

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  • Eric Giles
    replied
    Originally posted by moatilliatta
    i dont understand why poeple think e30 bmw's should cost alot in car insurance. most if them are pretty reliable, safe parts are decently cheap.. i mean they have abs and stuff like that. and they arnt real fast eather and they handle good. why not charge more on a pos like a... geo. or somthing unsafe and unreliable and doesnt drive well.
    The thing is that the majority of the body panels and other parts are still the same price as they were years ago, if not a bit more due to inflation. Cheap car, expensive parts-that's how the insurance company decides on the premiums.

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  • moatilliatta
    replied
    Originally posted by Eric Giles
    From owning a few E30's and E46's at the same time, you would be suprised at how little the difference is between insuring them. Full coverage, 35 years old, and the E46 330i is only about $300 more a year. And that was a '90 325is at the time. My point is, E30 insurance is not as cheap as people would think.

    So, I am trying to understand what you are saying about them putting your iX on a dyno-did they understand that doing so would do serious damage to the transfer case?
    well prolly not... but they didnt know it was 4wd i guess. i suppose they though i was kidding...

    yeah im gunna see what state farm and geico can do for me. hopefuly something like 27 dollars a month....

    i dont understand why poeple think e30 bmw's should cost alot in car insurance. most if them are pretty reliable, safe parts are decently cheap.. i mean they have abs and stuff like that. and they arnt real fast eather and they handle good. why not charge more on a pos like a... geo. or somthing unsafe and unreliable and doesnt drive well.

    Leave a comment:


  • DEV0 E30
    replied
    Originally posted by Bimmerista
    I just switched to Geico. 15 minutes really did save me 15% or more on my car insurance.

    I pay $27/mo for liability. No accidents & no tickets on record, btw, I'm 22.
    How many cars?

    That is freaking awesome.

    Leave a comment:


  • Mike325
    replied
    Originally posted by Bimmerista
    I just switched to Geico. 15 minutes really did save me 15% or more on my car insurance.

    I pay $27/mo for liability. No accidents & no tickets on record, btw, I'm 22.
    Holy shit, that is low. It's gay, MA does not get Progressive or Geico. There commercials are on my T.V all the time

    Leave a comment:


  • Bimmerista
    replied
    I just switched to Geico. 15 minutes really did save me 15% or more on my car insurance.

    I pay $27/mo for liability. No accidents & no tickets on record, btw, I'm 22.

    Leave a comment:


  • Mike325
    replied
    I live in MA, and our insurance rates are the highest in the country. I pay $190 a month for my 97 accored ex v6 and my record is clean (Knock on wood) I hope it won't be too much to insure my e30 and that car next spring when my e30 gets on the road.

    Leave a comment:


  • e30vert
    replied
    58.00 a month with GEICO! Only the 88'vert on that policy.Liability! Not so young of a kid anymore here, but I have one ticket on my record that makes the rate go up.

    Leave a comment:


  • delatlanta1281
    replied
    So, I am trying to understand what you are saying about them putting your iX on a dyno-did they understand that doing so would do serious damage to the transfer case?
    I don't think the guy had ever seen an IX before....

    Leave a comment:


  • euro3
    replied
    The only time I'm proud to be old

    Talking about insurance.

    $40 a month to drive a 1990 M3 in Germany. Liability only because if I crash it, I hope to die with it.

    Leave a comment:


  • Eric Giles
    replied
    From owning a few E30's and E46's at the same time, you would be suprised at how little the difference is between insuring them. Full coverage, 35 years old, and the E46 330i is only about $300 more a year. And that was a '90 325is at the time. My point is, E30 insurance is not as cheap as people would think.

    So, I am trying to understand what you are saying about them putting your iX on a dyno-did they understand that doing so would do serious damage to the transfer case?

    Leave a comment:

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