Originally posted by mrsleeve
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The ring my ex-wife got from a mall jewelry store chain ended up being much more durable than the one that one of the "specialty" stores of the first one. They replaced it 3 times because the stones kept falling out and finally gave us our money back + $150 for a dinner.
And buying stones as an "investment" is stupid anyway, unless you can somehow get below wholesale pricing.
Go buy that $10,000 ring and then see what you can get for it. If you could get 33% of retail you'd being do well.
Lose it or have it stolen and have your insurance company replace it based on it's appraisal, specs, pictures. People get really pissed off when they find out insurance can replace their $6,000 ring for $3,500 through an even more high quality jeweler.
And when the apocalypse comes, no one is going to trade you food, water, ammunition, etc, for a fancy ring.
In other words, spending real money on jewelry is just dumb.
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