what do you "normal" people do for health insurance?

[Tree18is]

How do you take care of your family or self when it comes to health.

and the most dangerous hobby you do EG: dirtbiking,rock climb, raft, ect..

Im asking because im separating from the military and I wanted to get my feet wet on this topic.

[SamE30e]

Want to know what I do?

I live in Canada =)

[der affe]

get through work. it is getting more expensive though. not bad if you are single. if you have kids and a wife, get ready to bend over.
it costs me $56 a month for just me with pretty good coverage through blue cross/blue shield. add in long term/short term disability and dental and it puts me at $83 per month

[Erik j]

Yeah, I pay like 200 a month for just my self. My work sucks for insurance.

[TwoJ's]

Well, I'm in school still, so I'm covered through my mother's insurance. She makes me pay co-pay whenever I go, and I have to pay for the scripts I get, but that's nothing. I'm just thankful I'm covered.

I'm hoping to score a job with Boeing straight out of school, and they take care of their employees. That would be nice.

[TwoJ's]

Want to know what I do?

I live in Canada =)

That's cool that you don't have to pay, but how does it feel to have inferior health care?

[Turf1600]

Generally people pay for it. I work at a hospital to I get top notch coverage for pretty cheap. Do you work? If not, united healthcare has a smaller company called golden rule that isn't bad in terms of price. Just get a low deductable plan or an HMO if you don't mind choosing a PCP. Since you're obviously worried the most about emergency room type situations - an HMO wouldn't be a terrible option.

And PS - I would rather pay cash than have canadian healthcare. the day this country has public healthcare i'm leaving.

[Farbin Kaiber]

Work pays 50%, I pay 50%. Just me, over $80.00 a month.

[blunttech]

im hoping the government will step up and take care of all my needs. i think private health care is over rated. we need more government and less choices.

[xLibelle]

You should have COBRA. Use it

[Lucas.B]

That's cool that you don't have to pay, but how does it feel to have inferior health care?

You're kidding, right?

[Tree18is]

thanks

Generally people pay for it. I work at a hospital to I get top notch coverage for pretty cheap. Do you work? If not, united healthcare has a smaller company called golden rule that isn't bad in terms of price. Just get a low deductable plan or an HMO if you don't mind choosing a PCP. Since you're obviously worried the most about emergency room type situations - an HMO wouldn't be a terrible option.

And PS - I would rather pay cash than have canadian healthcare. the day this country has public healthcare i'm leaving.

can you define HMO and PCP
thanks and i appreciate your insightful input.

[hugh jass]

my wife is in public education and has great benefits. the benefits at my job are also really good, so our family of three is covered twice over. i feel very fortunate to have the coverage we do.

[Court M3]

You're kidding, right?

US misconception. I lived overseas(military) for 12 years and going to the dentis in Japan only cost me around $40 to get a tooth pulled. Not an ounce of pain and seriousy didn't even know the tooth was out.

Now hearing a buddy of mine now (military) bithching about taking his kids to get a tooth pulled and paying $80(15% military deductible), its clear how overpriced things are here. This country could do it, but the where is the money and in it for the rich?

[nando]

my job covers 100% of the insurance premiums