bold presidential election prediction (spoiler alert)

[Money$hit]

Oh well. The problem is of course stupid people. The solution is not babysitting them, whether it be a 26 year old I bankers strung out on coke working 100 hours a week and their corporations or the middle class people with 500 credit scores with a mortgage payment that was 45% of their gross income.

I place the biggest blame on retarded consumers. Nevermind reading the fine print on your mortgage, just sign the damn thing. Not like its an important binding document.

Id like to see the American public shift the blame on themselves, and not George Bush or the legislature.

[der affe]

i'll never happen! it is the new american way! ^

[Edev]

And here we have the difference between Idealism and reality, it's OK though your only 18. I totally understand where you are coming from and what you are saying but the reality is...... There is a shitload a people who will not vote for a black man named Osama, and that is the only issue they care about. Now before you get all bent out of shape about that you need to look at the flip side and see that there will be another shitload that will vote for him just because he is a black man named Osama.

Now does both sides of that issue make you mad or just one side, because if you think just one side of that is wrong you are as big as a racist shitbag as the rest of them.

oh, no..i totally understand what you're saying. im just saying racism in general (at least the way i was brought up was that it doesnt matter what your skin color is, you're still a human being who needs to be treated with respect. treat others how you would like to be treated). cause say for instance, if Obama were to be elected..its a haunting thought that someone..some where would want to assassinate Obama just because of his background..yet mainly for his skin color.

[rwh11385]

Id like to see the American public shift the blame on themselves, and not George Bush or the legislature.

Good luck with that. Americans' fingers go pointing at anything except back at themselves.

[ragged325]

I like how Obama has his ads attacking the current administration and blaming them for the lowering of regulations that caused the issues with the banks...

who signed into law the repeal of the glass steagall act, again?

The bills were introduced in the Senate by Phil Gramm (R-TX) and in the House of Representatives by James Leach (R-IA) and Thomas Bliley (R-VA). The bills were passed by a 54-44 vote largely along party lines with Republican support in the Senate[1] and by a 343-86 vote in the House of Representatives. Nov 4, 1999: After passing both the Senate and House the bill was moved to a conference committee to work out the differences between the Senate and House versions. Democrats agreed to support the bill only after Republicans agreed to strengthen provisions of the Community Reinvestment Act and address certain privacy concerns.

The final bipartisan bill resolving the differences was passed in the Senate and was signed into law by President Bill Clinton on November 12, 1999.

To make it seem as if it was Clinton's idea for this is incorrect. He does deserve responsibility for signing the bill. It was called the Gramm-Leach-Bliley Act (http://en.wikipedia.org/wiki/Gramm-Leach-Bliley_Act). The "Gramm" part of the name came from Phil Gramm, McCain's former economic advisor and author of his economic policy. Of course McCain supported and voted for the bill along with all of the other Republican senators.

[DarkWing6]

I like the double standard. Anything that happened during the Bush administration is all Bush's fault. Anything that happened during the Clinton administration was actually Congress.

[E30 Wagen]

I place the biggest blame on retarded consumers. Nevermind reading the fine print on your mortgage, just sign the damn thing. Not like its an important binding document.

Id like to see the American public shift the blame on themselves, and not George Bush or the legislature.

I agree with this, but i can't help but think that these banks or mortage lenders, whatever they're called, knowingly took advantage of people who wanted to buy a house for their family.

At first I was with Obama because he seemed like such an articulate speaker, the exact opposite of Bush. I personally am almost embarassed every time i hear or watch Bush try and talk about anything, and I supported Bush in both 2000 and 2004. I want a president who could talk circles around charlie even. Then I started to pay more attention to McCain because after listening to him speak, he seemed just as articulate as Obama with more foreign policy experience.

But now, I fully support Obama because after last night's debate, it seems obvious to me that Obama is simply more controlled, composed, and clear-headed. Plus, Palin as VP scares the hell out of me. She simply is not ready and we can all tell that she is overwhelmed by the prospect. It seems people criticize Obama for acting like he has all the answers, but I see now that McCain isn't any different. Sorry, but I'm not impressed by the stories he tells about things he did and the people he knew back in the '80s; that seems to be where he's stuck.

[ragged325]

http://docs.google.com/TeamPresent?docid=ddp4zq7n_0cdjsr4fn&skipauth=true&pli=1

This powerpoint slide show explains what caused the credit crunch and who is to blame.

I think it's hard to blame the people who took out the risky loans. The banks did not require them to put down large deposits on homes and so the only risk they took was that their credit would be blemished if they didn't repay (and it was probably bad to begin with).

[Dave]

Middle America is going to have a very hard time voting for a black guy named "Barack Hussein Obama".

Just prodding that 800 lb gorilla.

-Charlie

If Obama were white and had an Anglo sounding name, this thing would have been over a long time ago.

Obama is in the catbird seat now, but there is a long way to go.

If McCain loses, he will be kicking himself over so many dumb ass mistakes he has made. Choosing an inept running mate that was good for nothing more than a couple days bounce and a few news cycles. His whole "suspend the campaign" gimmick he just tried. And lets not forget his whole "Fundamentals of the economy are sound" bit.

What Obama needs is not so much to try and win over those yahoos who won't vote for a black guy, because he won't. No, he just needs to shore up the independents and let McCain continue to implode. It'll still be close in that scenario.

No one wants to discuss it, but race is still a huge factor.

The rednecks in the pickup trucks won't vote for a "n-gg-r". While those Republican church ladies and the religious right think this country (read:themselves) is not ready to elect a colored man.

[Funkmasta]

But now, I fully support Obama because after last night's debate, it seems obvious to me that Obama is simply more controlled, composed, and clear-headed. Plus, Palin as VP scares the hell out of me. She simply is not ready and we can all tell that she is overwhelmed by the prospect. It seems people criticize Obama for acting like he has all the answers, but I see now that McCain isn't any different. Sorry, but I'm not impressed by the stories he tells about things he did and the people he knew back in the '80s; that seems to be where he's stuck.

If Obama were pushing ideas that could actually WORK LONG TERM, I think that he would win. However, everything that comes out of his mouth is filth. He makes promises of everything that he will do as president, and people are EATING IT UP. How do they see through the fact that he has never MADE ANYTHING HAPPEN, EVER. Though if he promised me that I could be a stay-at-home dad, and subsidize my lifestyle at the expense of those who have been financially successful, maybe he would get my vote too.

He wants to raise taxes for businesses? He thinks it will take the burden off of the middle class american? It will increase the burden on them, when they no longer have a job.

[DarkWing6]

Joe, we've raised that point here about 1000 times. Unfortunately Obama supporters are much to dense and wont give up on "their guy". It's too bad to see everyone boarding a sinking ship full of empty promises and short term prizes (wow, those are the same things he knocked the lending companies for. jeez, look how that turned out).

[trashcop 80s 80s]

If Obama were white and had an Anglo sounding name, this thing would have been over a long time ago.

It would be over because he would have never made it this far. A white guy with as little experience and as many problems as Obama wouldn't have a chance.

[Money$hit]

I agree with this, but i can't help but think that these banks or mortage lenders, whatever they're called, knowingly took advantage of people who wanted to buy a house for their family.

At first I was with Obama because he seemed like such an articulate speaker, the exact opposite of Bush. I personally am almost embarassed every time i hear or watch Bush try and talk about anything, and I supported Bush in both 2000 and 2004. I want a president who could talk circles around charlie even. Then I started to pay more attention to McCain because after listening to him speak, he seemed just as articulate as Obama with more foreign policy experience.

But now, I fully support Obama because after last night's debate, it seems obvious to me that Obama is simply more controlled, composed, and clear-headed. Plus, Palin as VP scares the hell out of me. She simply is not ready and we can all tell that she is overwhelmed by the prospect. It seems people criticize Obama for acting like he has all the answers, but I see now that McCain isn't any different. Sorry, but I'm not impressed by the stories he tells about things he did and the people he knew back in the '80s; that seems to be where he's stuck.

I kinda agree with you, but kinda disagree.

1. Agreed. Banks ram financial products down peoples throats. Not all blame can be placed at the Investment Bank level, think retail, local branch level. If you want to go further, Clinton really opened the flood gates, because there was this big movement to get even poor people to be able to afford housing. The side effect was/is that these people far over extended themselves on credit, while probably not having the credit to begin with to obtain these mortgages.

2. Agreed. I think McCain articulated himself well. Obama, minus the studdering did well too.

3. Disagreed. McCain's past experience is relevant to todays problems. Would you rather have McCain, an experienced veteran, with extensive real world knowledge operating the worlds largest military, OR Obama, a first term senator blindly navigating our largest assets into territories he has never visited.

I think for me its pretty clear.

[ragged325]

So Obama's experience with the issues bothers you, but you're okay with this:

http://www.youtube.com/watch?v=VZ9bP_AqHPg

[Dave]

Its funny how people's beliefs sway their view on what happened. (Mine included)

McCain was a cranky old man last night. Bitter, angry and resentful. He was so pissed his gimmick of "suspending the campaign" tanked.

Supposedly, this was the topic where McCain says he has the edge - foreign policy, yet Obama held his own. At worst, it was a draw, which is, in effect, a win for Obama.

Flip side - this thursday. Biden/Palin. This actually could be a plus for the Rs, despite the fact that Palin is a joke. Because the majority knows she is a joke, the expectation level for her is SOOOOOOOOO low.

THat Cafferty video ragged325 posted is dead on.

But, if she can not look like an absolute idiot on Thursday, its a draw. Hell, if she can put together a reasoned intelligent answer to most of the questions, she arguably "wins" by not losing too badly.