Fuck you Obama

[BraveUlysses]

I registered here because I think older BMWs are cool.

My post is fact, not bullshit. You may wish to argue that my story is unrepresentative of reality, but that would be actual bullshit. I actually pay for my employee's premiums on a very generous benefit plan. I know what I pay, and it's a considerable lot more this year than ever before.

As well, my comment about age rating is also fact. If you don't believe me, that's your preference. That does not make it untrue.

You can't prove any of this, not to mention what you are describing is merely anecdotal and not representative of the whole picture.

[Farbin Kaiber]

After seeing the mess that was left for Obama to clean up though I can't give the man too hard of a time. Yeah, he's doing some shit I really disagree with, however, one mess at a time.

So, does whomever we elect next get this get out of jail free card for the mess that will be their inheritance?

[slaterd]

Not wanting to get into an argument with you again Farbin. I stated my opinion and that's that.

[ST1G]

So, does whomever we elect next get this get out of jail free card for the mess that will be their inheritance?

No, Obama hasn't left a mess, he has been working diligently to fix America.

Not wanting to get into an argument with you again Farbin. I stated my opinion and that's that.

Isn't that what P&R section is for? Arguing about things. It's certainly not for advancing ideas.

[slaterd]

Not in an arguing mood. Trust me I used to criticize Obama a lot too. However, speaking with people outside of the country and getting their viewpoints, Obama has actually helped our reputation amongst other countries. I can assume this because my wife used to be an Au Pair with a group of about 250 other Au Pairs from countries ranging from Argentina to New Zealand. The majority of them, according to my wife, they feel the same about the difference of opinion towards America since Obama took office. I know its a broad assumption but hey...short of interviewing every person from those countries, it's all I had at my disposal.

[nrubenstein]

The problems with the ACA are, fundamentally, why the U.S. should have a single payer system. We spend a far higher percentage of our GDP than any other country to receive lousy health care.

[BraveUlysses]

The problems with the ACA are, fundamentally, why the U.S. should have a single payer system. We spend a far higher percentage of our GDP than any other country to receive lousy health care.

But but but but but WHY SHOULD I HAVE TO PAY FOR SOMEONE ELSE'S HEALTHCARE







(even if it means almost every single person would pay less for medical care, and nobody would go into bankruptcy due to medical bills)

[z31maniac]

What?? No, it's the equivalent of keeping $5k in the bank at all times for your $5k auto insurance deductible. Do you not understand how premiums and deductibles work? The deductible has nothing to do with coverage. I know it's hard to grasp concepts when blinded by liberalism, so I'm gonna break this down real simple for you:

* All figures are examples, not exact. I'm not sitting in front of my policy here

* A high deductible, low premium [mandatory. the same policy cost me $100 before all this crap started] insurance policy will cost about $180/mo for me. A low deductible, high premium policy will cost almost $500. That's a difference of about $3800 a year.

* Total amount spent each year on the high deductible policy: about $2100. Total amount spent each year on the low deductible policy: about $6k. Coverage for both policies is the same

* Now, unfortunately $5k deductibles don't exist any more, which is why my policy went up. It's more like $3.5k now. Regardless, either way, if you're constantly going to the doctor or have serious health issues you're spending the same (roughly) amount of money. However, if you're relatively healthy then you can save almost four grand a year by using the high deductible policy. Only catch is that you have to keep money in the bank for the deductible

If this really needs to be explained further, or can somehow garner a counter, I'm done here

Lolz, I used to be a claim rep dipshit. I have a high-deductible, low premium plan that I keep the money for the deductible in an HSA account.

So go on ranting like you know something I don't.

You're ignorance is obvious if you think I'm a liberal.

[jalopi]

If you actually used to be a claims rep, I have no idea how you came up with this after my first statement (or have an issue with my original suggestion of getting a high deductible policy)

Cool.

So do you mind keeping approx. $250k in the bank so you don't have to purchase car insurance?

Unless, of course, the way auto insurance works is wildly different than health insurance... but it doesn't. Your reaction alone has my liberal meter going "off the charts"

[The Dark Side of Will]

What ideals are you torn over?

Before the Affordable Care Act you would have been denied any kind of coverage because your condition would be classified as a pre-existing condition. The fact that you now have a legal right to seek and obtain health care without that restriction (as well as without annual and lifetime limits) is one reason the health care premiums are rising.

I'll state it more clearly: health care premiums were already rising rapidly before Obama took office but even then they were being kept artificially low through a bunch of scam policies run by insurance agencies to exclude people from coverage.

Anyone who has had the displeasure of dealing with an insurance agency after a procedure already knows the bullshit they'll put you through that usually results in something or other not being covered even though it was supposed to be.

You're confusing care and coverage.

It's not that people have insurance because health care is expensive; health care is expensive because people have insurance.

Just like what's happening with higher education... unlimited money into the system = rising prices AND rising demand and systemic costs spiral out of control.

[ck_taft325is]

I like rum.

Also, I quit smoking. Carry on.

[Schnitzer318is]

1. Being forced to buy something is the biggest crock of shit ever

I understand your point of view... but as in the case with auto insurance (for different reasons obviously) health insurance should be had by all, and paid for by all. Either that... or hospitals can turn you away for not being able to afford care. Now I'm not really suggesting the latter, but those are the only two scenarios that work as 100% completely fair by your point of view.

All people need health care. Period. People get sick, everyone does... so everyone should pay into the system. Just like in auto insurance (tickets, towing, etc) there should be penalties for not holding up your end of the health care bargain so to speak (the fines imposed starting in 2015? 16? I forget).

Now... how much that should cost each person is debatable and probably un-agreeable to people from every situation, background, or station in society. Which is why the single payer option is probably the best solution... unfortunately as I stated in my last post, entitlement programs need to be cut (which single payer would be), taxes need to rise for the wealthy, defense spending needs to be cut, etc until the debt is paid down. Until the debt is paid down... single payer is not feasible as it would just sink the country into more debt. None of the above however is likely to ever happen as long as lobbying and superpacs are legal so... yeah the real problem is our system of government. Or rather, how it's being executed. I wish we actually still had democracy...

[mrsleeve]

Driving is NOT A RIGHT its a privilege there for conditional purchase requirements can be attached if you wish to partake in said privilege. Being forced by the govt to PURCHASE something as a requirement of your being alive is a 100% totally different matter.

I wish we still had a truly representative republic, one in which senators didnt have to pander to the electorate and still were the voice of the states in federal govt and appointed by the state legislature's .

[ST1G]

...yeah the real problem is our system of government. Or rather, how it's being executed. I wish we actually still had democracy...

Did you know that American government is a republic not a democracy? This statement makes me think that you have no idea what you're talking about and are extremely ill informed.

[BraveUlysses]

I wish we still had a truly representative republic, one in which senators didnt have to pander to the electorate and still were the voice of the states in federal govt and appointed by the state legislature's .

And it was stripped from the states for a reason, because it was abused time and time again.