I was rear ended in my e46 wagon the other day by what turned out to be an uninsured driver. My insurance is trying to value my car at $2500 and total it over a bumper cover and tailgate. I have tried showing them that a manual trans e46 wagon is worth far more than that on the market, but they still want to total it. So I am stuck paying out of pocket. As e30s are also worth much more than the insurance value has anyone found an insurance company that understands that?
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I just signed up for grundy on the mtech II a couple days ago. 170.00/yr with a stated value and full coverage.
can't beat it.sigpic
Gigitty Gigitty!!!!
88 cabrio becoming alpina b6 3.5s transplanted s62
92 Mtech 2 cabrio alpinweiss 770 code
88 325ix coupe manual lachsilber/cardinal
88 325ix coupe manual diamondschwartz/natur
87 e30 m3 for parts lachsilber/cardinal(serial number 7)
12 135i M sport cabrio grey/black
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Originally posted by Caperix View PostAny milage limits on them? I know some of the collector car policies require very few miles driven per year
I'm also not a believer that any of them will pay whatever value you tell them. These guys do know the market so will provide higher coverage amounts BUT I am still yet to hear of any Classic insurer paying a stupid amount just cause you said that's the value. IMO every insurer goes by "market value" on dated cars...just that the Classic insurers get this market, whereas the regular companies are more likely to bust your chops.Seat Shocks....I have passed the baton to John Christy from Ninestitch. Email John or Garrett at ninestitch1@gmail.com
https://www.r3vlimited.com/board/sho...86#post4944786
Alice the Time Capsule
http://www.r3vlimited.com/board/showthread.php?t=360504
87 Zinno Cabrio barn find 98k and still smells like a barn. Build thread http://www.r3vlimited.com/board/show...20#post3455220
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I have state farm and even though my car looks like crap and I thought it wasn't worth a lot, the value before totaling it is like 3k. the body shop guy was really surprised when we ran up some numbers just to see what the car was allowed.
I found out when someone hit my last year and spun my on the road and than they ran. luckily my car has metal bumpers and a tow hitch because a plastic bumper would have been done.
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Originally posted by flyboyx View PostI just signed up for grundy on the mtech II a couple days ago. 170.00/yr with a stated value and full coverage.
can't beat it.Originally posted by Matt-Bhey does anyone know anyone who gets upset and makes electronics?
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Originally posted by george graves View PostYou're shitting me. $170 a year? Full coverage? Talk to me Goose.
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Originally posted by george graves View PostYou're shitting me. $170 a year? Full coverage? Talk to me Goose.
the stated value I put in the car was 11k. I did have to send a small pile of photos. the agent I talked to suggested taking a pic of the car in front of its open garage so they will know where it is supposedly parked.
thats about all the details I can think of.
I asked if it was possible to insure all of our cars with them....they said sure....just as long as there is a combined value of 100k. oh well....sigpic
Gigitty Gigitty!!!!
88 cabrio becoming alpina b6 3.5s transplanted s62
92 Mtech 2 cabrio alpinweiss 770 code
88 325ix coupe manual lachsilber/cardinal
88 325ix coupe manual diamondschwartz/natur
87 e30 m3 for parts lachsilber/cardinal(serial number 7)
12 135i M sport cabrio grey/black
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I use Geico because of the price in my area. 5 vehicles full coverage for $210/mo with stated values. My 86 325e was t boned and USAA assessed it at $3250 and I gladly took the check. I had purchased the vehicle from a friend for $700 and fixed it up on the cheap and used it as a daily.
My 90 325i I have a stated value of $6500.
My other 3 vehicles are: 89 rx7 convertible, 91 rx7 convertible, and 2016 Scion iM all with full coverage as well.————(OO≣[][]≣OO)————
86 325e sedan, black on black 5 speed
90 325i sedan, black on natural 5 speed
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