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A casheirs check can easily be fraudulent. Also the op admitted that he does not have a good history with his bank. But it most likely should have cleared by now. Even then, the bank would have told him how long the hold is for.
Now for the question as to why you would take one, well it makes a believable fraud story for when you claim it was fake to the community you stole the initial money from. Aside from that, I have no idea why you would take the check over cas
"Someone asked up above, my daily is a 99 Volvo V70 XC"
I had one of those, non-xc, but a wagon. It was a great car, and after basic maintenance i did nothing for years. If it needs a T-Belt i have the tool to lock the cams. It was cheap. Check out http://volvoforums.com/forum/. I have the same username there as well. I go on from time to time.
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