Wewt its coming down!!

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  • equate975
    No R3VLimiter
    • Jun 2004
    • 3382

    #1

    Wewt its coming down!!

    Just paid another 6 months of insurance today. The "ticket" from me "crashing" my m3 came off which took 4 points off my record.

    I was paying $205 a month, now its $128.

    Im stoked!
    Rollin' with a Geistkuchen
  • psloan
    R3V OG
    • Nov 2006
    • 9815

    #2
    Is that full coverage?
    "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

    Comment

    • equate975
      No R3VLimiter
      • Jun 2004
      • 3382

      #3
      Yes sir!
      Rollin' with a Geistkuchen

      Comment

      • psloan
        R3V OG
        • Nov 2006
        • 9815

        #4
        whwe. That's not bad then.
        "We praise or find fault, depending on which of the two provides more opportunity for our powers of judgement to shine."

        Comment

        • Bimmerista
          R3V Elite
          • Nov 2005
          • 5425

          #5
          Still a lot though :rofl:

          I pay $28 for liability on my e30

          Comment

          • JGood
            R3V OG
            • Jan 2004
            • 7959

            #6
            Originally posted by Bimmerista
            Still a lot though :rofl:

            I pay $28 for liability on my e30

            And you have shitty coverage.

            I don't know why people always compare prices of insurance based on collision, comprehensive or "full coverage".

            The amount of uninsured/underinsured coverage, medical expense, bodily injury / property damage, full tort or limited, stacked or unstacked, etc... all has far more to do with the overall cost of insurance. And usefulness of it, as well. There's no "right coverage" either, it depends highly on your needs.
            85 325e m60b44 6 speed / 89 535i
            e30 restoration and V8 swap
            24 Hours of Lemons e30 build

            Comment

            • Erik j
              E30 Modder
              • Jan 2008
              • 939

              #7
              Originally posted by JGood
              And you have shitty coverage.

              I don't know why people always compare prices of insurance based on collision, comprehensive or "full coverage".

              The amount of uninsured/underinsured coverage, medical expense, bodily injury / property damage, full tort or limited, stacked or unstacked, etc... all has far more to do with the overall cost of insurance. And usefulness of it, as well. There's no "right coverage" either, it depends highly on your needs.

              I ended up gatting stated value collector insurance on my e30 and 73 challenger. Its about 150 a month for the two of them.
              Tri color fabric for sale here!
              http://www.r3vlimited.com/board/showthread.php?t=105922

              Comment

              • mtechnik
                R3V OG
                • May 2006
                • 6156

                #8
                try Europe..

                For an old ass E30 you easily pay around 300 bucks (and that's not calculated with the rediculous current exchange rates) for 3rd party insurance with some extras thrown in like medical costs for all occupants in case of a collision, fire & storm damage and judicial help. It's still no all risk.

                I currently pay €200 PER QUARTER! Under 25yrs old so yah..

                EDIT: Glad for ya Equate. You know have more gas money again :razz:



                -> Afficionados join the M-technic I club

                Comment

                • Bimmerista
                  R3V Elite
                  • Nov 2005
                  • 5425

                  #9
                  Originally posted by JGood
                  And you have shitty coverage.
                  Nope...its good coverage. In fact, the company I'm with gave me the option to cover me with uninsured motorist too at an additional cost. That coverage starts on Jan 31 when my six months is up.

                  Thats going to raise my cost from $28 to $45.

                  Comment

                  • JGood
                    R3V OG
                    • Jan 2004
                    • 7959

                    #10
                    Originally posted by Bimmerista
                    Nope...its good coverage. In fact, the company I'm with gave me the option to cover me with uninsured motorist too at an additional cost. That coverage starts on Jan 31 when my six months is up.

                    Thats going to raise my cost from $28 to $45.

                    LOL

                    You do know that all insurance companies in TX are required to provide uninsured/underinsured motorist coverage as an option? And you, as an applicant, had to sign a waiver saying you didn't want it?

                    TX also requires a minimum 20k bodily injury and 40k for all injured parties. So you were paying $28 a month for 20/40 coverage ONLY - no medical, UM/UIM, etc... That's nothing to brag about.
                    Last edited by JGood; 01-07-2008, 06:39 PM.
                    85 325e m60b44 6 speed / 89 535i
                    e30 restoration and V8 swap
                    24 Hours of Lemons e30 build

                    Comment

                    • JasonC
                      Site Manager
                      • Aug 2006
                      • 14451

                      #11
                      I only pay $23 every month For my e30. I just got basic coverage on it though. Soon as my Firebird leaves i'll see how much more full coverage will be on the e30.
                      Last edited by JasonC; 01-07-2008, 07:11 PM. Reason: wrong info.

                      1992 BMW 325iC
                      1978 Chevrolet Monte Carlo
                      1965 Chevrolet Corvair Monza 140hp

                      Comment

                      • JGood
                        R3V OG
                        • Jan 2004
                        • 7959

                        #12
                        Originally posted by JasonC
                        I only pay $23 every 6mo. For my e30. I just got basic coverage on it though. Soon as my Firebird leaves i'll see how much more full coverage will be on the e30.

                        $46 a year for car insurance?
                        85 325e m60b44 6 speed / 89 535i
                        e30 restoration and V8 swap
                        24 Hours of Lemons e30 build

                        Comment

                        • moatilliatta
                          R3V OG
                          • Feb 2005
                          • 6121

                          #13
                          Originally posted by Erik j
                          I ended up gatting stated value collector insurance on my e30 and 73 challenger. Its about 150 a month for the two of them.

                          How do you get somebody to appraise your car?

                          I was up above it, Now I'm down in it ~ Entropy - A Build thread.
                          @Zakspeed_US

                          Comment

                          • JasonC
                            Site Manager
                            • Aug 2006
                            • 14451

                            #14
                            Originally posted by JGood
                            $46 a year for car insurance?
                            Ooopps, i ment $23 every month. But it is $40 every 6mo. for my Corvair with full coverage :D

                            1992 BMW 325iC
                            1978 Chevrolet Monte Carlo
                            1965 Chevrolet Corvair Monza 140hp

                            Comment

                            • Jean
                              Moderator
                              • Aug 2006
                              • 18228

                              #15
                              How did you get 4 points in one accident ?!
                              Mtech1 v8 build thread - https://www.r3vlimited.com/board/sho...d.php?t=413205



                              OEM v8 manual chip or dme - https://www.r3vlimited.com/board/sho....php?p=4938827

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