i did, jumped in 3 years ago just after the bubble popped and fannie/freddie clenched up. saved every penny from my hs years on the down and will fully own it in 27 years too! lol. my monthly is considerably less.
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Originally posted by mkcman17 View Posti did, jumped in 3 years ago just after the bubble popped and fannie/freddie clenched up. saved every penny from my hs years on the down and will fully own it in 27 years too! lol. my monthly is considerably less.
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Originally posted by ethrtyiS View Postyou should have at least started credit. its mandatory in today's economy. i am almost done paying off my car, wasn't a considerably large amount of money, but i've always repaid in a reasonable time, and this one is coming short. you want to have a very well established credit score when purchasing a house, but also for a new car, etc. but of course, you need to put a large down payment as well without a question. 15k down, plus well established credit, and you've got yourself low mortgage payments on a nice 3 bedroom home.
in today's economy, its extremely difficult. you would want to go to a credit union nowadays.
yes, negative monies and its yours. :)
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nice , yea a frnd of mine from my last job got a 5bed room house out in corona and have ppl renting it, hes charging them like 2500 a month when his payments are like 1500 lol1989 325is / 2.7, 274 cam, e30 M3 5-lug
1989 LN106 Hilux / 3.0TD SFA
1974 2002tii / stock
2002 IS300 / 5spd LSD
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uh oh financial talk...Mike has a lot of valid points and it reflects in that he is a home owner. Ben has a point as well but unfortunately that logic is slowly fading in a corrupt and crippled economy.
Credit union cards are no different then banks honestly I've had/have both currently it all comes down to how you use them. a credit union card however may be a bit more lenient with the interest rate but more stringent in how high your limit is. It's a give and take thing, just avoid gimmick cards like store cards or even certain gas cards.
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Originally posted by e30trooper View Postyou took out a loan to buy a e30 lolz i thought about this to buy a newish car but i cant do it yet..
「'89 BMW 325is | '02 Mitsubishi Montero Limited | '2005 GMC Sierra 2500 Duramax | 2007 BMW M5 」
「my feedback thread」
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you must have a lot of debt then mike. i rarely use my car, only for emergencies or when i really want something and just don't have the funds atm. i always pay my card off in a reasonable amount of time. i've only paid $46 in interest in the past 2 years.
「'89 BMW 325is | '02 Mitsubishi Montero Limited | '2005 GMC Sierra 2500 Duramax | 2007 BMW M5 」
「my feedback thread」
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if you need a hit man, let me know.
「'89 BMW 325is | '02 Mitsubishi Montero Limited | '2005 GMC Sierra 2500 Duramax | 2007 BMW M5 」
「my feedback thread」
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i can do illegal things.
「'89 BMW 325is | '02 Mitsubishi Montero Limited | '2005 GMC Sierra 2500 Duramax | 2007 BMW M5 」
「my feedback thread」
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