E30 Insurance - What type do you have?

[ClayW]

don't you have to me a vet to get usaa insurance?

Yes, but they allow immediate family, which is how I got USAA. The cool thing is that you can keep passing it on, as long as the chain isn't broken.

[audiquattrot]

I'm paying a little over 200 per month for liability on my E28. When the E30 was insured I was paying 183. To have both cars insured under the same policy the number doubled. Bullshit.

I also don't have the greatest driving record... but two more years and my rates should drop dramatically (tickets clear after 5yrs).

I have the most horrendous driving record myself, but somehow dodged a bullet w/ insurance (so far)...been a couple yrs since most of my offenses.

Right now i pay $99/month for my E46 M3 fully covered 100/300
$250/yr for the E30 fully covered 100/300

I'd suggest doing american collectors if i were you...i told jermaine about it and he switched up too. Nice to know you have protection too in the event the car gets totaled. Only stipulation w/ american collectors is you have to have an enclosed garage.

[TrentW]

I have the most horrendous driving record myself, but somehow dodged a bullet w/ insurance (so far)...been a couple yrs since most of my offenses.

Right now i pay $99/month for my E46 M3 fully covered 100/300
$250/yr for the E30 fully covered 100/300

I'd suggest doing american collectors if i were you...i told jermaine about it and he switched up too. Nice to know you have protection too in the event the car gets totaled. Only stipulation w/ american collectors is you have to have an enclosed garage.

$250 annually? You sure on that? Just got a quote of $736 with a perfect driving record and $15k agreed value.

[audiquattrot]

$250 annually? You sure on that? Just got a quote of $736 with a perfect driving record and $15k agreed value.

1000% sure. i just looked it up, w/ tax it was $260/yr. I opted for $1k deductible. but everything else is maxxed out as far as coverage.

[audiquattrot]

Agreed
ValueDriverCond.Annual
Mileage
1. Original 1990 BMW 325IX 2DSED Wxxxxxxxxxxxxxx $13,000 1 Excellent 5000




Coverages

Vehicle1990 BMW
Bodily Injury/Property Damage (100/300/50)$30.00
UM/UIM Bodily Injury (Supplemental (SUM) - 100/300)$18.00
Basic PIP (50,000 - No Ded)$5.00
Liability Total$53.00
Comprehensive($1000) $89.70
Collision($1000) $74.10
Towing and Labor for Collectors (TLC) Plan - Platinum $34.95
Spare Parts ($500)Included
Vehicle Total$251.75
Annual Premium: $251.75
Law Enforcement Fee: $10.00
Total Due: $261.75

[TrentW]

So I just called American Collectors back and was going over the quote and ended up getting denied cause we only have one DD.

Darn.

[dude8383]

I have the most horrendous driving record myself, but somehow dodged a bullet w/ insurance (so far)...been a couple yrs since most of my offenses.

Right now i pay $99/month for my E46 M3 fully covered 100/300
$250/yr for the E30 fully covered 100/300

I'd suggest doing american collectors if i were you...i told jermaine about it and he switched up too. Nice to know you have protection too in the event the car gets totaled. Only stipulation w/ american collectors is you have to have an enclosed garage.

I tried to insure my 5'er but they denied it. Stated the value was too low... my own fault. I entered the present value and not the value that I hope it'll be once I go through it.

I will however try the E30!

[audiquattrot]

So I just called American Collectors back and was going over the quote and ended up getting denied cause we only have one DD.

Darn.

oh yeah thats right...u must have 2 cars too.

[TrentW]

Maybe try to justify to the wife that I should buy another cheapish bimmer.


But probably not.

[TrentW]

oh yeah thats right...u must have 2 cars too.

Actually 3 cars if you have two licensed drivers in the household.

[Stanley Rockafella]

storage insurance :D

cheapest evar!

[Prost]

I have a question, I have an E30 that is value more then what is the bluebook is, I have AAA now and they are not going to insure the car for more then the book value (like $2K), the car is 1991 model so it's not over 25 years yet to be insure as a classic car, what is the best insure company that best to insure my declare value of like $14K that I want, anyone

[dude8383]

Liberty Mutual may have an agreed value policy.

[kts]

I have a question, I have an E30 that is value more then what is the bluebook is, I have AAA now and they are not going to insure the car for more then the book value (like $2K), the car is 1991 model so it's not over 25 years yet to be insure as a classic car, what is the best insure company that best to insure my declare value of like $14K that I want, anyone

Any of the collector car insurance companies should be able to help you. My e30 is also a 91 and it's been covered by Hagerty since I got it in 2010 where it was just under 20 years old.

I listed it as a track car since that's what it is for me and they didn't have a problem.

[Kevinl]

I pay practically nothing for full coverage on my e30

Having three cars being married & old makes insurance cheap.

When I had my STi when I was younger my insurance was almost as much as the car payment